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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Amazing bank!

5
Customer service is superb! They respond quickly and very professional, I wish all banks were like Monzo Reviewed on: 13th April 2021

Highly recommend

5
We have both our personal and joint account with monzo. So many great features that have really helped us get a grip on our own money and spending. Customer service definite 10/10, always quick to help when needed. Reviewed on: 13th April 2021

Incredibly good

5
Money safe and guarantee, protection and safety Reviewed on: 13th April 2021

Monzo have the best customer service with a great product

5
Great app which allows for loads of functionality without having to talk to anyone. When you do have to speak to someone it's easy, pleasant & always gets you what you need quickly. Reviewed on: 13th April 2021

Best bank ever!

5
I can’t rate Monzo highly enough. The budgeting features have really helped me to get my finances and spending under control. When I was with a traditional bank I really struggled to stay on top of my money and I was constantly in my overdraft, but Monzo make it so easy to budget and the instant alerts are really helpful. I will never go back to a traditional bank again! Reviewed on: 13th April 2021

Great Bank

5
I love this bank...they do everything I want, when I want it done Reviewed on: 13th April 2021

Best bank ever

5
I voted this the best bank due to the easy way to open an account, no fees for using your card abroad which cuts your holiday costs. Reviewed on: 13th April 2021

Best banking system in the world

5
I love monzo banking system because its great and easy to use and to make it easy account online Reviewed on: 13th April 2021

Best bank

5
Best app, super service - highly recommend Reviewed on: 13th April 2021

Easy to use, simple to save, just amazing.

5
I will never look back from Monzo. It's really helped me with my money worries with things like Pots and saving tools. Plus notifying me each time I spend or receive money. Really made my financial life so much better. Reviewed on: 13th April 2021

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