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Monzo: Current account reviews

4.93
Based on 19,255 reviews, last reviewed 13th Apr 2026
99050% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

The Best Bank Very easy to navigate and the best bank have used when I travelled abroad Reviewed on: 13th April 2026
Oludare Daniel's avatar
Oludare Daniel

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19255)

Monzo is the best!

5
My friends hate me for continually recommending Monzo! Best bank ever!!! Reviewed on: 13th April 2021

Easy, secure, responsive, innovative banking

5
My husband and I have been using Monzo since 2017, everyone comments on the colour of the card and this has always started a conversation where we sing Monzo’s praises, I think people thought we were on commission!! Couldn’t fault them and thoroughly recommend. Reviewed on: 13th April 2021

Been with monzo 2 years never no problems

5
I've been with monzo for over 2 years ive never had a problem card arrived very quickly Reviewed on: 13th April 2021

Fantastic Money Management

5
I am constantly using Monzo to balance my funds using the pots and roundups features, which are incredible. Bills, Lifestyle and savings all separated out so i know what i can and cant spend in a month, but all within the same account is genius! Reviewed on: 13th April 2021

Wicked init

5
Monzo is just wicked init, simple. Reviewed on: 13th April 2021

Excellent

5
Monzo is quick acting. The app is great to use very simple and effective. All my family members now bank with monzo. Reviewed on: 13th April 2021

Friendliest bank!

5
I've been a Monzo customer for 4 years. Its technology is industry-leading, in my opinion, as I've held accounts with 2 other (traditional) banks in the UK. It is incredibly easy to do basic banking tasks and I don't get stopped in my tracks due to senseless security alerts like I do with Barclays, for example. Monzo's customer service is also the best in the game - they have always responded quickly and intelligently to my queries, which is more than I can say about other banks I'm with. Overall highly recommended. Reviewed on: 13th April 2021

Best bank ever

5
Great customer service... Really reliable banking Reviewed on: 13th April 2021

Easy to use

5
Great security and a very intuitive app. Reviewed on: 13th April 2021

Best bank I've ever used by far

5
I switched my account from Barclays to Monzo after 20 years because the experience Monzo provides is vastly superior in every way Reviewed on: 13th April 2021

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