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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Won't bank (happily) with anyone else

5
Monzo has revolutionised banking and made my relationship with money more open. Not just an app. Reviewed on: 13th April 2021
Kieran's avatar
Kieran

Amazing and User Friendly

5
Mom so bank is easy to navigate and has really assisted me in budgeting due to the pot and bills feature. I’m a Monzo Plus member and would also recommend this feature as it’s more personalised. Monzo overall is a fantastic bank Reviewed on: 13th April 2021
R Apple's avatar
R Apple

very customer friendly

5
I moved from Germany to the UK and it was super easy to set up an account for Monzo. Very modern Identification process. App is very easy to handle, self-explaining and customer service is very fast in answering questions if I have any. Reviewed on: 13th April 2021
Sabrina Klawitter's avatar
Sabrina Klawitter

No words for you guys

5
Just Amazing experience with Monzo and hoping the same in future Reviewed on: 13th April 2021
Mohammed Adnan's avatar
Mohammed Adnan

Simple yet comprehensive

5
Has all the features you could ever need and it is so easy to save money with pots and energy bills. You can also generate more money with loans that are paid same day! Reviewed on: 13th April 2021
SL's avatar
SL

Makes banking so simple

5
Monzo quite simply makes banking easy. It's all done in real time, simple terms and to top it off, all on your phone?! Reviewed on: 13th April 2021
Ellie's avatar
Ellie

Great bank account, fully recommended

4
I have been using Monzo for 2 years and I've never had a problem. I could use my card outside of the UK withouth charges. I fully recommended for everyone Reviewed on: 13th April 2021
Paola's avatar
Paola

Best Bank in Britain

5
I have fully switched over to Monzo from a high-street bank, the high street lacks human feel to it, whereas Monzo seems like a company that cares about my money and their app functionality blows them out of the water. Monzo to the moon! Reviewed on: 13th April 2021
Witek LS's avatar
Witek LS

Great bank

5
I've been using Monzo for 2 years now and it's the best bank I've used. The features are great and the customer service is top notch. I've encountered no issues or trouble Reviewed on: 13th April 2021
lankiebr's avatar
lankiebr

Great all round

5
Its so easy to set up, in hand via the app at all times. Easy to set up savings pot and know exactly how much money you have and where it is. Reviewed on: 13th April 2021
RD2284's avatar
RD2284

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