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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best bank

5
Amazing UX. makes banking enjoyable and easy. Especially love having a joint account with my bf as it makes dealing with our shared costs so much easier Reviewed on: 13th April 2021
Lisa Vuorelma's avatar
Lisa Vuorelma

Fantastic service and user experience

5
Straight forward app that makes banking simple. Easy to understand terms and conditions, products and services along with extremely helpful staff and customer experience. More than just a bank because it’s better than any other that is available!! Reviewed on: 13th April 2021
hoddinott@me.com's avatar
[email protected]

The best most personal bank in the UK

5
This bank has not only change the way that banking is seen but also banking is done. I have had nothing but positive experiences with Monzo, it makes it fun and exciting to use banking and even inspires one to take control of their finances. They charge in a fair way that is 100% transparent and it's customer service has no rival, it is simple the best and most personal bank in the UK. My YouTube video has had so much engagement that it is also shows how engaged people are with this bank: https://youtu.be/hJNyzGlujyo Reviewed on: 13th April 2021
Yeison Ospina's avatar
Yeison Ospina

Best bank

5
I with monzo few years and i very like Reviewed on: 13th April 2021
Rasa's avatar
Rasa

Best bank ever

5
I’ve been using Monzo as my main bank for over a year now. Their app is so user friendly and it’s so much easier to manage your finances than a high street banks, I.e First Direct and Nationwide (my previous banks). Reviewed on: 13th April 2021
Melanie Glenn's avatar
Melanie Glenn

Best at everything

5
Monzo make everything easy while keeping everything secure. The future of banking is constantly being on top of your money, with easy ways of getting in touch or dealing with whatever you need. Monzo isn't built on top of archaic data structures that other banks are, Monzo is already the future Reviewed on: 13th April 2021
Mike's avatar
Mike

Best bank I have used

5
Everything is so simple, the app is easy to use and the customer service is exceptional. Only thing I’d like to see added is cheque imaging Reviewed on: 13th April 2021
David Johnson's avatar
David Johnson

Amazing flawless easy!

5
Everything became much better in the last few years using monzo. I will now also transfer my salary there. We share all the house bills groceries bar tabs and rent with my housemates without any headache Reviewed on: 13th April 2021
Marc Vlad's avatar
Marc Vlad

Brilliant

5
Customer care very helpful, banking service is brilliant Reviewed on: 13th April 2021
Cindy Chidinma's avatar
Cindy Chidinma

Easy to use, modern banking solution

5
Monzo simplifies day-to-day banking and allows me to make and track transactions instantly. This completely removes the need to trawl through past statements checking for unrecognised activity. Their innovative features, such as round-up pots, are extremely useful. Reviewed on: 13th April 2021
Harry Bullough's avatar
Harry Bullough

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