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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19255 reviews)

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4.93

Based on 19,255 reviews, last reviewed 13th Apr 2026

99050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The Best Bank Very easy to navigate and the best bank have used when I travelled abroad Reviewed on: 13th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19255)

Fantastic Modern Bank

Actually keeping up with the modern era. Other banks seem archiac in comparison. Keep it up Monzo! Reviewed on: 13th April 2021

Simple yet genius

Absolute beauty of a bank! A simple and intelligently built app makes the experience unbeatable. The customer service is fantastic and there is always an agent available. I was part of the crowd funding at the beginning and I’m so happy I made the choice. Reviewed on: 13th April 2021

A bank that focuses on helping you save and manage money

Monzo's use of pots to help you designate your money to goals or expenditures... plus the immediate updates of your transactions giving you clear transparency over your spending has changed how I manage my money, and has directly helped me to achieve my goal of buying my first house. It's a bank that seems to care more about helping you save and manage your money than buy selling you overdrafts, services and loans to keep you in the red. Reviewed on: 13th April 2021

Easy, fast, innovative

Shaking an outdated sector greatly in need of innovation. Monzo is how banking should be. Reviewed on: 13th April 2021

Banking for the modern age

It’s never been so easy to start saving, set budgets, plan holidays, split bills, manage direct debits and send and receive money. Hands down the best bank going. Would love to see some physical flagship branches pop up! Reviewed on: 13th April 2021

No nonsense.

Great bank, great app, great features. Above all, a simple, no nonsense bank. Reviewed on: 13th April 2021

So easy

Just the most user friendly and easy bank to use. Reviewed on: 13th April 2021

No 1 Bank

Monzo last customer service is second to none, and the ease of access to manage your accounts via the app is incredible. Reviewed on: 13th April 2021

Fab

Easy and clear to use. Modern. When I’ve needed help on the chat they’ve always been quick to respond. Love the features. Reviewed on: 13th April 2021

Excellent bank, never had an issue

It’s so quick and easy to use, the money round up pots are great :) best bank I’ve been with Reviewed on: 13th April 2021

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