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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

They changed the game

5
Monzo came in and actually made a difference, they and other competitor banks came in and modernized online banking. Reviewed on: 13th April 2021
Danny G's avatar
Danny G

Very easy and reliable

5
Never had a problem with Monzo, very easy and lovely staff when I have needed to get in touch. Reviewed on: 13th April 2021
Will M's avatar
Will M

Fantastic and supportive bank

5
I’ve been with Monzo over a year now and wished I’d moved banks sooner. It’s so easy, can keep close track of my finances and love the separate money pots that help you to save. The app is amazing. I’ve recommended them to my friends and family Reviewed on: 13th April 2021
Jenny Green's avatar
Jenny Green

Service

5
The bank is amazing, from splitting bills to sorting out salary and rounding up penis when you use your card, so many features that other banks don’t have or recently just started to do, customer service is very good, quick and effective replies, love fact that’s you can sort things out online rather than going to a branch it’s 2021 it’s times things are done online. Saving pot is good feature and bills pot but there’s few things missing where it don’t support certain bills paid from card and fact most post office does not allow you to put money in but other than those two things 100% happy with this bank and would not change. Always recommending to other people, even got my girl friend to try it out. Reviewed on: 13th April 2021
Raheem 's avatar
Raheem

Simply the best

5
Best bank in all aspects! Easy to use, free, all usual services! Reviewed on: 13th April 2021
Alexandre Aubry's avatar
Alexandre Aubry

Simply the best

5
I have a premium account and I can’t express how happy I am with it, Monzo never lets me down Reviewed on: 13th April 2021
Mike Davies's avatar
Mike Davies

Fantastic digital bank

5
Monzo allows me greater visibility of my finances and their support is amazing. Reviewed on: 13th April 2021
Josh McEwen's avatar
Josh McEwen

Best bank ever

5
Monzo are the best bank I have had experience with. The features they offer are brilliant. Reviewed on: 13th April 2021
james.adams1@me.com's avatar
[email protected]

Best bank ever. Revolutionising how we manage money

5
I never thought I would actually positively enjoy banking until Monzo came along. It's amazing to be able to do literally everything via the app, no physical banks, no queueing, no lengthy on-hold phone calls, no weird charges on everything and everything, just future-forward, user-friendly banking Reviewed on: 13th April 2021
Jules Estelle's avatar
Jules Estelle

Amazing customer service

5
Always easy to chat with their staff. Much more friendly and approachable than some of the bigger banks. Always offer help and advice for my finances. Reviewed on: 13th April 2021
Beth's avatar
Beth

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