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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19255 reviews)

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4.93

Based on 19,255 reviews, last reviewed 13th Apr 2026

99050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The Best Bank Very easy to navigate and the best bank have used when I travelled abroad Reviewed on: 13th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19255)

Best Bank Ever!

I moved all my accounts over to Monzo recently after having Monzo for a few years just to use for daily spending. I could not recommend this bank enough, it is fantastic for seeing exactly what you are spending on what, budgeting, having money in various spending pots, and the overall look and feel of the app is 10 out of 10. I actually couldn’t wait to get rid of my old-fashioned, stodgy account with NatWest where you can’t even change the name of each account anymore, and the customer service is very poor. There is no way I’d ever change over to another bank now! Monzo feels like it’s built for their users, it’s fresh and colourful and so easy to use and understand. Monzo has really helped me with understanding and organising my finances, so a huge thank you for that! Reviewed on: 13th April 2021

Excellent bank

Great bank, from setting up your account to day to day use of the app it’s so easy to use Reviewed on: 13th April 2021

Fantastic bank which actually tries to work for customers

Friendly and feature packed. Making the legacy banks panic by doing things which should be simple in a digital age. Absolutely love them. Reviewed on: 13th April 2021

Best bank

So easy, simple and quick. Can't fault it! Reviewed on: 13th April 2021

Superb

Has features other banks lack. Almost impossible to forget when a direct debit is due as it notifies you in advance. With the 'get paid early' feature I can sometimes get my wage on the Friday when it's due on the Monday after. Reviewed on: 13th April 2021

Always great with me

Very quick responsive, never ever have had a problem with them Reviewed on: 13th April 2021

Best Bank

Best Bank, best aps, best costumer service Reviewed on: 13th April 2021

Monzo has really helped me

Monzo has really helped me stay on top of my bills with organisation of pots. Great customer service too! Reviewed on: 13th April 2021

Fantastic service

The app is easy to use and very helpful for me managing my money. Whenever I have had to speak to the customer service team, they have been very friendly and efficient in resolving the problem. Reviewed on: 13th April 2021

Its just easy

Monzo takes all the normal faff from banking and leaves what is actually necessary. Reviewed on: 13th April 2021

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