Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19258 reviews)

View other Monzo products

4.93

Based on 19,258 reviews, last reviewed 13th Apr 2026

99200% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I believe that it is the best bank as they have grea... I believe that it is the best bank as they have great customer service and low fees, not too mention that they are fully licensed online bank.. I woul... Read more Reviewed on: 13th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19258)

Monzo has really helped me

Monzo has really helped me stay on top of my bills with organisation of pots. Great customer service too! Reviewed on: 13th April 2021

Fantastic service

The app is easy to use and very helpful for me managing my money. Whenever I have had to speak to the customer service team, they have been very friendly and efficient in resolving the problem. Reviewed on: 13th April 2021

Its just easy

Monzo takes all the normal faff from banking and leaves what is actually necessary. Reviewed on: 13th April 2021

Absolutely faultless banking!

I never thought I would be able to leave such a positive review for a bank. My previous experience of banks was full of frustration and irritation, not so with Monzo! I could not recommend this company enough!!! Switch now is my advice. Reviewed on: 13th April 2021

Life changing

I cannot say strongly enough how monzo and specifically their user friendly app has changed my life. I have changed from someone with large debt and couldn’t manage money to no debt and manage my money expertly. Thank you Monzo! Reviewed on: 13th April 2021

Makes money easier

Lots of great features to provide visibility and help you manage your money, coupled with incredible customer service. Reviewed on: 13th April 2021

Excellent banking

Shame the main stream banks can't do same as this bank. Seems a lot safer to use than the top banks Reviewed on: 13th April 2021

Perfect Bank

It's simple, easy to use, I get notifications straight away whenever I use my card. The list goes on and on. Never had any issues. If I need help with something, the team is answering all my questions in no time. The best bank ever. And the cards look super cool. Reviewed on: 13th April 2021

Simple and efficient

The app is really easy to use, and I love the pots - makes budgeting so simple. Reviewed on: 13th April 2021

Love this bank

This is a secondary bank account but I find it very easy to use and love that I get notification though almost instantly for what I have spent and where. Makes it extremely easy to keep track of my spending Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

FlexPlus
from Nationwide 4.02 from 352 reviews
International Payments
from iFAST Global Bank 4.90 from 327 reviews
Test test testTest test test
from Test test test 5.00 from 1 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 933 reviews
Flex Purchase credit card
from Monzo 4.97 from 3126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub