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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Super Easy to Use

5
I love Monzo. Initially got it for a spending money account, but then switch over as my main current account. I love that you can pay bill form separate pots, really helps me to budget. Reviewed on: 13th April 2021
Sandra Govan's avatar
Sandra Govan

Quick, easy and reliable

5
I love monzo because it’s easy to use and great to manage savings and money (love the round up approach). I like the style of the app with emojis and easy transfers to friends/bill splitting (great features for modern banking). I also love how quick the team react to your needs, a new card comes instantly if needed and fraud is investigated so quickly and reliably. It’s the best bank I’ve ever used! So modern, reliable and user friendly. I also love that transactions are cashed instantly- there’s no waiting for available balance and transactions to catch up which means you know instantly where your money is spent and how much has been spent as you go. It really helps me save and manage money well. I could not go back since joining monzo. Love it! Reviewed on: 13th April 2021
Georgina Cee's avatar
Georgina Cee

Monzo banker since 2016

5
I love this bank! Seeing the evolution and growth of the company has been great. Wouldn’t bank with anyone else. Reviewed on: 13th April 2021
Gil Petrie's avatar
Gil Petrie

Ethical, efficient and effective

5
I love Monzo because I feel genuinely looked after as a customer. I've had issues with multiple high street banks but Monzo are always a pleasure Reviewed on: 13th April 2021
Jamie's avatar
Jamie

A bank for the 21st century

5
Everything about this bank is just easier than dealing with the legacy banks. For ease in opening the account to the slick UI and usefulness of the savings pots, everything about this bank seems to make things just that little bit simpler and more convenient for customers such as myself. Reviewed on: 13th April 2021
Robert Collins's avatar
Robert Collins

Simple, slick and Life Changing

5
So easy, everything about it - no fuss, and the platform makes managing finances almost pleasurable Reviewed on: 13th April 2021
Reece Aitkins's avatar
Reece Aitkins

Game changer

5
My finances are so much more organised and I find my budgetings improved so much that I dont go into minus just before paydays anymore! Really life changing Reviewed on: 13th April 2021
stephaniejlennox@gmail.com's avatar
[email protected]

Initiative, Easy and excellent

5
Best bank I’ve had in 30 years. 1st class customer service Reviewed on: 13th April 2021
Nathap's avatar
Nathap

From Mondo to Monzo - Always the best

5
Right from the moment you start using the app, you realise how much effort they put into the tiny details. It is true that they don't do every account type under the sun, but this is what makes them the best current account. When you have issues, you can forget about broken ticket systems or outdated call centres. In just a few minutes you are chatting with a real person who knows their stuff. Their business accounts are also top class. Many thanks to the Monzo team! Reviewed on: 13th April 2021
Peter Ross's avatar
Peter Ross

Brilliant

5
Best Bank I’ve ever used and the app is excellent. Reviewed on: 13th April 2021
VT's avatar
VT

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