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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19272 reviews)

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4.92

Based on 19,272 reviews, last reviewed 13th Apr 2026

99850% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzoooo I’ve been looking into Monzo and honestly, it’s one of the best digital banking experiences out there. Here is why I think it’s so reliable: Trust & S... Read more Reviewed on: 13th April 2026

Latest lowest rating:

1

I applied for an account got rejected with no reason... I applied for an account got rejected with no reason given I have no idea what reason it could be as I have no credit history was just applying for a ... Read more Reviewed on: 13th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19272)

Best bank

So easy, simple and quick. Can't fault it! Reviewed on: 13th April 2021

Superb

Has features other banks lack. Almost impossible to forget when a direct debit is due as it notifies you in advance. With the 'get paid early' feature I can sometimes get my wage on the Friday when it's due on the Monday after. Reviewed on: 13th April 2021

Always great with me

Very quick responsive, never ever have had a problem with them Reviewed on: 13th April 2021

Best Bank

Best Bank, best aps, best costumer service Reviewed on: 13th April 2021

Monzo has really helped me

Monzo has really helped me stay on top of my bills with organisation of pots. Great customer service too! Reviewed on: 13th April 2021

Fantastic service

The app is easy to use and very helpful for me managing my money. Whenever I have had to speak to the customer service team, they have been very friendly and efficient in resolving the problem. Reviewed on: 13th April 2021

Its just easy

Monzo takes all the normal faff from banking and leaves what is actually necessary. Reviewed on: 13th April 2021

Absolutely faultless banking!

I never thought I would be able to leave such a positive review for a bank. My previous experience of banks was full of frustration and irritation, not so with Monzo! I could not recommend this company enough!!! Switch now is my advice. Reviewed on: 13th April 2021

Life changing

I cannot say strongly enough how monzo and specifically their user friendly app has changed my life. I have changed from someone with large debt and couldn’t manage money to no debt and manage my money expertly. Thank you Monzo! Reviewed on: 13th April 2021

Makes money easier

Lots of great features to provide visibility and help you manage your money, coupled with incredible customer service. Reviewed on: 13th April 2021

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