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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Easy to use and efficient service

5
I’m a Monzo customer since 1 year and extremely satisfied about the efficiency of this Bank, service is clear and I would surely suggest to someone else. Reviewed on: 13th April 2021
Fabrizio Signorino's avatar
Fabrizio Signorino

efficient and helpful

5
they will always help. i’ve never had a problem with them Reviewed on: 13th April 2021
Kayleigh Chaloner's avatar
Kayleigh Chaloner

Great bank

5
I’ve used this bank for almost 2 years very good and excellent customer service.. Reviewed on: 13th April 2021
raymondjohnstone1@hotmail.com's avatar
[email protected]

Best bank

5
The fact that I have recommended Monzo to more people than I can count tell you how much I love it. Reviewed on: 13th April 2021
Louise's avatar
Louise

Everything I want from a Bank and more

5
Monzo is the bank that I’ve been waiting for since smartphones and apps became a thing. The advent of the smartphone opened up the world to endless possibilities. One thing I wanted above everything else was banking that made it easier to do everything I need to do with money. Monzo delivers that. Budgeting? Check. Transferring money and paying bills? Check. Transparency? Check. Saving more money than before? Check. Quick and easy customer service? Check. They offer a superior and cheaper service than my old bank, so it was a no brained for me to switch. Sure the established banks are catching up, but Monzo continues to push the boundaries and I love them for it. They are by far the best bank I’ve ever had. Reviewed on: 13th April 2021
Davep88's avatar
Davep88

Real time banking

5
Love the real time experience. Always up to date with transactions. Can add new payees easily. Notified on phone of activity on account. Yearly summaries on activities. Assistance available 24/7. Find it easier than more traditional banks and all on line. Reviewed on: 13th April 2021
Perlin Dobson's avatar
Perlin Dobson

Most user friendly and convenient banking app ever

5
So easy to use and enjoyable user interface. Easy to save money into different pots, split the bill and create tabs. Amazing for using abroad too. The notification are instant unlike other banking apps where they’re slightly delayed and therefor pointless. Reviewed on: 13th April 2021
Abbie Tarrant's avatar
Abbie Tarrant

Modern banking

5
SO much better than the 'standard' banks. Fresher, quicker, easier to use and manage money. I couldn't imaging banking a differnet way now. Reviewed on: 13th April 2021
Rachel Dunn's avatar
Rachel Dunn

Great service

5
Amazing , quick easy to use, helps to manage money well Reviewed on: 13th April 2021
Kitsy56's avatar
Kitsy56

Best digital Bank

5
Simple, quick, easy to use. Love my monzo account Reviewed on: 13th April 2021
Rihan Farman's avatar
Rihan Farman

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