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Monzo: Current account reviews

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4.92
Based on 19,285 reviews, last reviewed 13th Apr 2026
100450% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

Monzo helps me be confident about my money Monzo really helps me with savings investments etc it’s a great bank to save and for someone who is new to banking it’s a great experience to have wit... Read more Reviewed on: 13th April 2026
Tanika's avatar
Tanika

Latest lowest rating:

1

I applied for an account got rejected with no reason... I applied for an account got rejected with no reason given I have no idea what reason it could be as I have no credit history was just applying for a ... Read more Reviewed on: 13th April 2026
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Alex
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19285)

Absolutely faultless banking!

5
I never thought I would be able to leave such a positive review for a bank. My previous experience of banks was full of frustration and irritation, not so with Monzo! I could not recommend this company enough!!! Switch now is my advice. Reviewed on: 13th April 2021
Lee Wise's avatar
Lee Wise

Life changing

4
I cannot say strongly enough how monzo and specifically their user friendly app has changed my life. I have changed from someone with large debt and couldn’t manage money to no debt and manage my money expertly. Thank you Monzo! Reviewed on: 13th April 2021
Rory Shiels's avatar
Rory Shiels

Makes money easier

5
Lots of great features to provide visibility and help you manage your money, coupled with incredible customer service. Reviewed on: 13th April 2021
Fleming's avatar
Fleming

Excellent banking

5
Shame the main stream banks can't do same as this bank. Seems a lot safer to use than the top banks Reviewed on: 13th April 2021
Matt's avatar
Matt

Perfect Bank

5
It's simple, easy to use, I get notifications straight away whenever I use my card. The list goes on and on. Never had any issues. If I need help with something, the team is answering all my questions in no time. The best bank ever. And the cards look super cool. Reviewed on: 13th April 2021
Armins Kols's avatar
Armins Kols

Simple and efficient

4
The app is really easy to use, and I love the pots - makes budgeting so simple. Reviewed on: 13th April 2021
Pam's avatar
Pam

Love this bank

5
This is a secondary bank account but I find it very easy to use and love that I get notification though almost instantly for what I have spent and where. Makes it extremely easy to keep track of my spending Reviewed on: 13th April 2021
Eleanor Beacom's avatar
Eleanor Beacom

Brilliant

5
Absolutely brilliant easy to use always available to help Reviewed on: 13th April 2021
Maria's avatar
Maria

The easiest and most modern bank out there

5
Monzo is great for everyday use. With its constant up to date app to make personal banking experience as easy and as efficient as possible to the simplicity of ‘split the bill’. Monzo is miles ahead of any other high street bank and I look forward to the many new products and services it can offer me. Reviewed on: 13th April 2021
Fraser Joss's avatar
Fraser Joss

I love Monzo, everything is so much easier!

5
I love Monzo, everything is so much easier! I think Monzo is doing banking the right way. I can only recommend it. Reviewed on: 13th April 2021
Julian's avatar
Julian

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