Paid advertisement
Smart Money People Logo
Newsletter

Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19431)

The only bank you should be banking with

5
Excellent customer service, easy online accessibility, encourages savings. Reviewed on: 13th April 2021

Awesome

5
Awesome app and i do recommend this for the users. Reviewed on: 13th April 2021

Great Bank

5
Have banked with monzo for a few years now never had cause for worry or needed to complain, and I love the way they give me warning of direct debits etc going out so I can ensure funds are available Reviewed on: 13th April 2021

Awesomely brilliant

5
Never let me down ,always easy to top up love it Reviewed on: 13th April 2021

Brilliant

5
Monzo had completely changed the way I look at money - it’s systems help me stay in control Reviewed on: 13th April 2021

Good service

5
High quality services and working in many countries around the world Reviewed on: 13th April 2021

My daily bank

5
Great all-around bank with an useful app and responsive support. Moved Reviewed on: 13th April 2021

Amazing!!

5
I have been with Monzo from the beginning and I would never switch back to a high street bank! Reviewed on: 13th April 2021

Quick and easy bank account that leaves you up to date all the time

5
Instant transaction notifications Reviewed on: 13th April 2021

Bank for the future

5
Great bank, with excellent customer service, wouldn’t want to bank anywhere else Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo
  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products