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Monzo: Current account reviews

4.92
Based on 19,289 reviews, last reviewed 13th Apr 2026
100650% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Just overall excellent bank and the extra they offer Just overall excellent bank and the extra they offer Reviewed on: 13th April 2026
Joe b's avatar
Joe b

Latest lowest rating:

1

I applied for an account got rejected with no reason... I applied for an account got rejected with no reason given I have no idea what reason it could be as I have no credit history was just applying for a ... Read more Reviewed on: 13th April 2026
Alex's avatar
Alex

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19289)

Love this bank

5
This is a secondary bank account but I find it very easy to use and love that I get notification though almost instantly for what I have spent and where. Makes it extremely easy to keep track of my spending Reviewed on: 13th April 2021

Brilliant

5
Absolutely brilliant easy to use always available to help Reviewed on: 13th April 2021

The easiest and most modern bank out there

5
Monzo is great for everyday use. With its constant up to date app to make personal banking experience as easy and as efficient as possible to the simplicity of ‘split the bill’. Monzo is miles ahead of any other high street bank and I look forward to the many new products and services it can offer me. Reviewed on: 13th April 2021

I love Monzo, everything is so much easier!

5
I love Monzo, everything is so much easier! I think Monzo is doing banking the right way. I can only recommend it. Reviewed on: 13th April 2021

Most understanding and simple way of banking

4
They look after me very well, with the intrust and there’s a lot more advantages to having a Monzo bank Reviewed on: 13th April 2021

Great

5
Had a fraudulent transaction was sorted as soon as they got my call the only thing I dont agree with is being charged to withdraw money Reviewed on: 13th April 2021

Top Bank

5
Best Bank with brilliant and very user friendly service and excellent app Reviewed on: 13th April 2021

Just Awesome!

5
Monza is really easy to use and gives me everything I want in a bank. Reviewed on: 13th April 2021

Nice and simple

5
Monzo is so easy to use. No mail, no spam, no hassle. Reviewed on: 13th April 2021

Best Bank Ever

5
I used to get absolutely screwed with the HBOS if I went overdrawn,never any warning just charged £15. Monzo let’s you know if you are going to be overdrawn and you can avoid charges. Brilliant Reviewed on: 13th April 2021

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