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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

By far the best internet banking

5
By far the best internet banking, it's not perfect but is quite ahead of other banks in many ways. Reviewed on: 13th April 2021

Best bank

5
Monzo is the best bank and older traditional banks are falling behind on features that should be standard in this technological day and age. Reviewed on: 13th April 2021

Simplicity

5
Absolutely love the simplicity of Monzo and how everything you wish to find or do is so easy to do and easy to find. Customer support is also amazing! Reviewed on: 13th April 2021

Best Bank Ever

5
Most awesome bank ever in the entire world Reviewed on: 13th April 2021

Best bank!

5
Just a great experience all round Reviewed on: 13th April 2021

Straight to the point

5
I moved from a big bank and monzo has been amazing to use and work with. Splitting payments, automated pots for bill payments, coin jars, dedicated savings, I could go on! Monzo made managing my money a simple affair, I now have greater visibility over what I spend and where I spend it. I highly recommend using monzo. Reviewed on: 13th April 2021

Best bank ever!

5
Digital, seamless and incredibly user friendly Reviewed on: 13th April 2021

Best bank bever!!

5
Awesome customer service. Totally enjoyable & easy to use app. Money is exciting again!! Reviewed on: 13th April 2021

Easy banking!

5
Monzo makes banking so much easier! Reviewed on: 13th April 2021

Best Bank!

5
Service has always been top class. My only regret is waiting to long to switch Reviewed on: 13th April 2021

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