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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19293 reviews)

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4.93

Based on 19,293 reviews, last reviewed 13th Apr 2026

100850% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is great and easy for spilling bills through f... Monzo is great and easy for spilling bills through firends and family Reviewed on: 13th April 2026

Latest lowest rating:

1

I applied for an account got rejected with no reason... I applied for an account got rejected with no reason given I have no idea what reason it could be as I have no credit history was just applying for a ... Read more Reviewed on: 13th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19293)

Top Bank

Best Bank with brilliant and very user friendly service and excellent app Reviewed on: 13th April 2021

Just Awesome!

Monza is really easy to use and gives me everything I want in a bank. Reviewed on: 13th April 2021

Nice and simple

Monzo is so easy to use. No mail, no spam, no hassle. Reviewed on: 13th April 2021

Best Bank Ever

I used to get absolutely screwed with the HBOS if I went overdrawn,never any warning just charged £15. Monzo let’s you know if you are going to be overdrawn and you can avoid charges. Brilliant Reviewed on: 13th April 2021

Fantastic bank

Early payments which have been very handy indeed. Separate bill pot so I can separate my bill money and forget about it leaving money I have left clear to me. Plus other pots to save for items. I tell everyone about Monzo. I highly recommended this bank. Reviewed on: 13th April 2021

Best bank I've had!

So many great free features that other banks charge for. Best looking cards aswell Reviewed on: 13th April 2021

Best money saver!!!!

So most banks are jumping on the bandwagon of telling you when and where you are spending your money. But monzo really helps with saving and splitting your money into pots so you can limit your spending. It's fantastic Reviewed on: 13th April 2021

Flawless

Making it so easy. Building for every customer, not just the financially literate. Reviewed on: 13th April 2021

Great!

Such a great bank!! Wish I switched to you guys years earlier than I did! Reviewed on: 13th April 2021

Best Bank out there

The best bank out there. Great line of products and fantastic features like early salary payment. Reviewed on: 13th April 2021

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