Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

That app is awesome!!!

5
Monzo Bank and their bank app...the way they give me alerts for EVERY transaction is just my best part of their business. Makes monitoring my money SO easy! Also, they have these savings pots you can lock, pots you can set to automatically pay your direct debit and standing order bills, pots that round up your change and helps you save! The app is also colourful. Reviewed on: 13th April 2021
Gbolahan's avatar
Gbolahan

An awesome bank

5
Everything just works, as you would expect from a bank. Pots and the ability to pay bills from a separate pot is a really good feature. Using the app. is simple and straightforward. Their support is very good but not as good as it used to be. Doesn't change my review from 5 stars but if the customer service level declines further, it will. Reviewed on: 13th April 2021
Darren's avatar
Darren

They get me

5
Monzo is the first bank I've used where they totally understood what I needed straight from the off. Instant transactions out of my account. First-of-its-kind features such as card freeze. Easy transfer of cash between friends and family. It's no coincidence that several months after Monzo burst onto the scene, banks began changing their digital services. And yet they still don't get it as spot on as Monzo. I feel completely safe banking with them. Plus! Their instant message customer service is absolutely bang on - people just like me just helping out others just like me. Perfecto! Reviewed on: 13th April 2021
Olly 's avatar
Olly

Easy to setup and use

5
I use Monzo for all my banking purposes now. The features definitely set it apart from other banks. Reviewed on: 13th April 2021
Yagnesh Patel's avatar
Yagnesh Patel

Super easy

5
I wish Monzo existed when I moved to the UK - setting up a bank account back then was so difficult! With Monzo everything is easier, you can do everything from the app, and I love their coloured card. Reviewed on: 13th April 2021
Maria's avatar
Maria

Good

5
Very easy to use, love the app and features such as change pot. Customer service is brilliant when i needed help with anything , have recommended to friends Reviewed on: 13th April 2021
Marie s's avatar
Marie s

Banking made friendly

5
It's seamless, I have the card the app and the assurance that should an issue arise, as it did with a card transaction that the team at the end of the app resolve it! Paying online with the ease and security of the app prompting me to check the transactions is worry soothed! The app itself is absolutely brilliant and I have rounded up over £120 in 5 months, that is far better than a jar! Within the app I can create saving pots and save towards events, which I do. Would I move to another bank? Why? Reviewed on: 13th April 2021
S Duffy's avatar
S Duffy

Excellent

5
The easiest most reliable banking system. They once refunded me money that I couldn’t chase it’s source of withdrawal, and they once replaced my lost card overseas for free world shipping Reviewed on: 13th April 2021
Yomna Magdy's avatar
Yomna Magdy

Flexible & friendly bank

5
Great mobile app, very easy to use Fantastic customer service with friendly staff Flexible bank that accompanies you everywhere Transparency of fees and costs Reviewed on: 13th April 2021
Pauline's avatar
Pauline

No Regrets

5
Easy application and convenient. Reviewed on: 13th April 2021
Desiree Rose Ramoso's avatar
Desiree Rose Ramoso

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill