Smart Money People Logo
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,296 reviews, last reviewed 14th Apr 2026
101000% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most user friendly Easiest bank to use most user friendly Reviewed on: 14th April 2026
Jack 's avatar
Jack

Latest lowest rating:

1

I applied for an account got rejected with no reason... I applied for an account got rejected with no reason given I have no idea what reason it could be as I have no credit history was just applying for a ... Read more Reviewed on: 13th April 2026
Alex's avatar
Alex
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19296)

Flawless

5
Making it so easy. Building for every customer, not just the financially literate. Reviewed on: 13th April 2021
Chris's avatar
Chris

Great!

5
Such a great bank!! Wish I switched to you guys years earlier than I did! Reviewed on: 13th April 2021
Jordan's avatar
Jordan

Best Bank out there

5
The best bank out there. Great line of products and fantastic features like early salary payment. Reviewed on: 13th April 2021
Steven Creighton's avatar
Steven Creighton

Monzo is awesome bank!!!

5
Very innovated, easy to use, has great features, safe, customer service is very good and quick, great perks and additional benefits!! Reviewed on: 13th April 2021
miyuvampire@mail.ru's avatar
[email protected]

Simple, smart banking

5
My experience with Monzo has been without issues or worries. A great, intuitive app, easy transfers and payments, clear visibility and instant notification of transactions are all reasons why I would highly recommend Monzo Reviewed on: 13th April 2021
Peter Bennington's avatar
Peter Bennington

Always had amazing service

5
Always there to help with any questions or queries, brilliant service Reviewed on: 13th April 2021
Taffy Coleman's avatar
Taffy Coleman

Excellent bank!

5
So many fantastic tools to help with budgeting etc, refunds are cleared so quick and easy to transfer funds especially if other family and friends have monzo too! Reviewed on: 13th April 2021
Kelsie Scott's avatar
Kelsie Scott

Best bank I have been with

5
Monzo flips things on its head, the most uswer freindly bank I have ever used, I now bank persoanlly and moved my business bank to them! High Street Banks are being left behind in this digital world! Reviewed on: 13th April 2021
Ryan Lind's avatar
Ryan Lind

Amazing

5
Have used Monzo. All the way from the beginning when it was mondo it’s such a easy bank to use . And now with pots it helps me budget so much easier . It has helped me pay off all of debts . As it helped me consolidate them Reviewed on: 13th April 2021
Lewlew1289's avatar
Lewlew1289

So easy to use

5
Have a bank app should work simple but has everything you need Reviewed on: 13th April 2021
Ken's avatar
Ken

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill