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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best bank I have ever used

5
Monzo is simply the best bank that I’ve used. The online banking and the Customer Service is second to none. Reviewed on: 13th April 2021
Teasy8's avatar
Teasy8

Excellent

5
Very helpful and understanding to your needs as a valued customer Reviewed on: 13th April 2021
Paul Shaw 's avatar
Paul Shaw

Great company

5
Seriously good bank - easy to use, helpful customer service, strong selection of products Reviewed on: 13th April 2021
Finn's avatar
Finn

Best bank

5
easy to use, manage, see all my spending. extras like 50% Breakdown cover. 10/10 Reviewed on: 13th April 2021
Carwyn Thomas's avatar
Carwyn Thomas

best bank I've used

5
I've spent years banking with big name highstreet banks and have found them to be basic, lacking of features and very transactional. since moving to monzo I've had a great banking experience, I can pay in money at pay points, I've got a nice withdrawal limit. The features in the app are great allowing me to see what i'm spending with real time notifications, and options to sort my money when it comes into my account I couldn't ask for better Reviewed on: 13th April 2021
Bc123's avatar
Bc123

I love Monzo bank.

5
Yes I will recommend my family and friends to use Monzo Bank. Reviewed on: 13th April 2021
Elena hasa's avatar
Elena hasa

Easy to use, and manage my money

5
Monzo has made it so easy to be on top of my funds, and to manage savings effectively. It makes transactions between family and friends so quick and easy too, so there is less hassle in spotting some cash on a night out for example, as 2 or 3 clicks later you can settle. Reviewed on: 13th April 2021
KieranG's avatar
KieranG

The best account I have ever used

5
Unlike the traditional banks, Monzo is great because all its products and features are designed around helping you (the customer) above all else. Highly recommended Reviewed on: 13th April 2021
nikimukhi's avatar
nikimukhi

Best Bank - Saved me Hundreds

5
This bank has got my finances in check, if I wasn’t with Monzo I wouldn’t have been in the place I am now Reviewed on: 13th April 2021
Dan Costin's avatar
Dan Costin

Best Bank Friendly Helpful

5
Best bank , friendly helpful have moved all my other accounts and savings to Monzo. Also my business account from Coconut . Makes sense to have it all in one place. Cannot fault at all! Plus some pretty cool coloured debit cards. Reviewed on: 13th April 2021
Gavin Lewandowski's avatar
Gavin Lewandowski

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