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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19297 reviews)

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4.92

Based on 19,297 reviews, last reviewed 14th Apr 2026

101000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Most user friendly Easiest bank to use most user friendly Reviewed on: 14th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19297)

So easy to use

Have a bank app should work simple but has everything you need Reviewed on: 13th April 2021

Amazing

I was sick and tired of High Street banks I just wanted something simple loan behold Monzo, does exactly what I need And the staff have always been immensely helpful Reviewed on: 13th April 2021

Outstanding

Monzo is the most easiest, sufficient bank! I have banked with Monzo for several years and recommended many friends & family who love it. Reviewed on: 13th April 2021

Best Bank

The most user friendly, modern app. Customer service is so good. It has changed the way I spend and save for the better. Id highly recommend Reviewed on: 13th April 2021

Ronseal

Does what it says on the tin. Reviewed on: 13th April 2021

I didn't realize a bank could be this good!

They've helped me with sensitive situations, sorted out weird questions, and been an easy bank to help save. Reviewed on: 13th April 2021

Best bank ever!!

Everything with Monzo is perfect!! The only thing I would like to be improved is being able to do a credit report with a simple account. If I could give more than 5 stars I would do!! Reviewed on: 13th April 2021

Simple and Reliable

Monzo put the pleasure back in banking. Reviewed on: 13th April 2021

Real Time Banking

Having text alerts as soon as I’ve spent and immediate balance is amazing, for me Monzo were first to the line with this. Reviewed on: 13th April 2021

Best bank by far!

Great service and experience, the app is the best Reviewed on: 13th April 2021

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