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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best online bank

4
I have been using monzo for 2 years now and I love the platform and customer service Reviewed on: 13th April 2021
Saarty 's avatar
Saarty

Amazing service and app

5
Amazing customer service and app. No other bank has an app this good. Perfect bank for students and young professionals Reviewed on: 13th April 2021
Andres Martin's avatar
Andres Martin

Helped me track my finances better

5
Getting notifications and slick UI meant I was more cognisant of my finances. Reviewed on: 13th April 2021
Samir Thapa's avatar
Samir Thapa

Straight forward, clear yet innovative

4
Banking with Monzo is so simple. The app is straight forward and includes helpful additions such as savings and bill pots which enable me to be far more organised than before. Budgeting is easy and I save much more now than before, without feeling that I go without to achieve this. Reviewed on: 13th April 2021
Darryl J Schmidt's avatar
Darryl J Schmidt

Simple and works

5
No more messing around with high street banks, Monzo takes away the hassle and rip-offs Reviewed on: 13th April 2021
Andrew Phillips's avatar
Andrew Phillips

Most user-friendly bank ever

5
I've banked with a few banks, in the UK and abroad, and I'm most impressed with Monzo. Their ethics, their approach and communication are like no other. If they'd offer credit cards (which I use for travel) I'd switch completely, so I hope that is just a waiting game. Would be very happy to ditch my other bank's current account today if I could with their questionable ethics, crappy app and dire customer service. Reviewed on: 13th April 2021
Gaby W's avatar
Gaby W

Very good

5
Always reliable and so easy to use Reviewed on: 13th April 2021
janetjoslin@mac.com's avatar
[email protected]

Truly Modern Bank

5
Absolutely fantastic bank, does everything that it needs to do and so much more. A bank for the modern age! Reviewed on: 13th April 2021
Ash Smith's avatar
Ash Smith

Brilliant bank

5
Great bank, convenient and honest Reviewed on: 13th April 2021
Alex Manley's avatar
Alex Manley

Best bank ever

5
They are well great and deserve to win this prestigious award Reviewed on: 13th April 2021
guyhhdavis@gmail.com's avatar
[email protected]

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