Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19299 reviews)

View other Monzo products

4.92

Based on 19,299 reviews, last reviewed 14th Apr 2026

101100% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great bank cannot fault it! Great bank cannot fault it! So many cool things about it Reviewed on: 14th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19299)

a bank that makes it... easy

Monzo gives you everything you need in your pocket. no sales people, no upselling, no waiting in line. Just a good bank that you can trust that understands the importance of technology. Reviewed on: 13th April 2021

Best bank I've had

I love using monzo banking. To see how much I've spent come off in real time and not 3 days later for some storrs. Great that I can split my money into pots for different bills, then I know exactly how much I have. Also love that it works out how much I have that is mine after taking into account my direct debits. Makes managing my money so much easier. Reviewed on: 13th April 2021

Excellent service and bank

I never had any problems with the bank and it is very much what I wanted in a bank. Reviewed on: 13th April 2021

Technologically Unsurpassed

Show me a bank with a better app and I'll eat my hat. Didn't think so. Monzo has been a breath of fresh air in these trying, unprecedented times and I could not recommend it enough to all my friends and family – which of course I've already done. Reviewed on: 13th April 2021

Game changerq

I love that my direct debits come from a pot, that i have added protection when buying online by having to approve the transaction. I have never felt so in control of my money! Reviewed on: 13th April 2021

The full package.

Amazing app, outstanding customer service and great benefits with premium accounts. Reviewed on: 13th April 2021

Simplest, easiest, cleanest banking ever

There isn't one thing I don't like about monzo its all straight forward. I've now switched to business banking with them too, not only was it cheaper than my previous bank but the service has been outstanding so far. Reviewed on: 13th April 2021

Excellent banking done right !!!

Always had no problems using monzo and the staff are so friendly and helpful I just live monzo and would highly recommend them! Reviewed on: 13th April 2021

Easy to set up and to use

I started using monzo as my other bank shut my account down and I found monzo to be much better in comparison anyway I've been with them for a couple of years now and have no complaints Reviewed on: 13th April 2021

Absolutely amazing

It just works so well and has so many features traditional banks don't! Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal account
from Revolut 4.93 from 91654 reviews
Under 16s account
from Monzo 4.97 from 933 reviews
Current account
from Metro Bank 4.86 from 10576 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 933 reviews
Flex Purchase credit card
from Monzo 4.97 from 3126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub