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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank

5
Great bank I’ve ever dealt with always on hand to help with any issues you may have Reviewed on: 13th April 2021

Brilliant bank

5
How banking should be, feels like the 21st century is finally here. Reviewed on: 13th April 2021

What every bank should be like

5
Clean UI, instant spend notifications, categorisations, ability to search transactions and spending insights to name but a few! Reviewed on: 13th April 2021

Best of the best

5
Best bank ever , they are professional and very efficient , the only thing that is missing is that they don’t do mortgages Reviewed on: 13th April 2021

This is one bank that helped me threw my bankruptcy when no one else would. We all mess up and monzo understand

5
Always there to help and the app is very easy. Also has ways to improve your credit score Reviewed on: 13th April 2021

Love Monzo - great product, great service.

5
I have been a Monzo customer since their beta. It has changed the way I manage money. Highly recommended. Reviewed on: 13th April 2021

Best Banking Experience

5
Simple banking process for Powerful Banking Experience to Users. Reviewed on: 13th April 2021

Great Bank

5
Joined from my mums recommendation, best using ever since as my main bank. Very good and helps control my spending. Would definitely advise people to use it. Reviewed on: 13th April 2021

Best banking eexperience for last 3 years.

5
Banking on finger taps, creating pots, sorting paymens, scheduling deposits, cheap loans, easy loan payback and many more things. Never ending list of benefits and more to come soon. Best banking experienced ever. Reviewed on: 13th April 2021

Brilliant Bank

5
Great simple bank to use with all features expected of a brilliant bank. Reviewed on: 13th April 2021

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