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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19303 reviews)

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4.92

Based on 19,303 reviews, last reviewed 14th Apr 2026

101300% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I was with another large bank for years and have see... I was with another large bank for years and have seen massive improvements since switching to Monzo Reviewed on: 14th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19303)

Simplest, easiest, cleanest banking ever

There isn't one thing I don't like about monzo its all straight forward. I've now switched to business banking with them too, not only was it cheaper than my previous bank but the service has been outstanding so far. Reviewed on: 13th April 2021

Excellent banking done right !!!

Always had no problems using monzo and the staff are so friendly and helpful I just live monzo and would highly recommend them! Reviewed on: 13th April 2021

Easy to set up and to use

I started using monzo as my other bank shut my account down and I found monzo to be much better in comparison anyway I've been with them for a couple of years now and have no complaints Reviewed on: 13th April 2021

Absolutely amazing

It just works so well and has so many features traditional banks don't! Reviewed on: 13th April 2021

I recommend Monzo to everyone I know

Incredibly practical app with better features than most and super fast and friendly customer service. Transparent and innovative culture. Monzo is improving banking for everyone by finally forcing stagnant high street banks to expand their services to compete. Reviewed on: 13th April 2021

The Best Bank

Between the customer service, the app experience and the willingness to listen to customers Monzo is definitely the best bank in the UK. Reviewed on: 13th April 2021

Worst bank

I’m not recommending this bank to any of my friends and families. Reviewed on: 13th April 2021

Very professional

Monza bank is and will always support its customers the far best and quick way to solve customer queries and gets things done quick #always MonzaBank customer Reviewed on: 13th April 2021

fast, clear and reliavable

Monzo created one of the most intuitive fintech app I used in the last years. The one. Reviewed on: 13th April 2021

Excellent Service

Love them, Fast, responsive, get paid early! FANTASTIC Customer service. Reviewed on: 13th April 2021

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