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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Simple and easy to use

5
So simple I've already recommended to friends and family. Reviewed on: 13th April 2021

Modern Day Banking

5
I love the no nonsense, no B/S modern banking Monzo provides. Also don’t need to worry about them investing in fossil fuels or destroying the planet. Rock on. Reviewed on: 13th April 2021

Simply the best

5
I use Monzo when abroad and I am delighted with it it my real flexible friend Reviewed on: 13th April 2021

Easy to use

5
Immediate information about spending. Can pay my friends easily. Reviewed on: 13th April 2021

Top Bank!

5
Switched years ago, best decision I've made! Reviewed on: 13th April 2021

Great Bank !

5
Never had any issues with Monzo Bank and any contact has been resolved in one call .... top malts keep up the great work !! Reviewed on: 13th April 2021

Improved how I manage my money

5
Monzo made me become an adult about money - it made me realise I can manage it properly and gives me the tools and usability to do so. It is excellent. Reviewed on: 13th April 2021

Brilliant

5
Amazing easy to use app. Clear to track spending Brilliant bank Reviewed on: 13th April 2021

Best shopping and international card

5
Very fast, reliable and trust virtual bank Reviewed on: 13th April 2021

Outstanding customer support and help from day one

5
I have had bad experiences with other banks in the past and couldnt even get a basic account a few years back but becasue of Monzo giving me a chance. Im in a good finicial positon and in process fixing my credit, the customer support from the get go has been outstanding. The Monzo Premium is amazing for the price and benefits an the fetures built within is a must have. Reviewed on: 13th April 2021

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