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Monzo: Current account reviews

4.92
Based on 19,316 reviews, last reviewed 14th Apr 2026
101950% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
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Latest highest rating:

5

Absolutely love Monzo. Absolutely love Monzo. Fantastic options for paying, different pots, savings and customer service has been helpful, not always answers immediately but... Read more Reviewed on: 14th April 2026
Kim S's avatar
Kim S

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19316)

Very professional

5
Monza bank is and will always support its customers the far best and quick way to solve customer queries and gets things done quick #always MonzaBank customer Reviewed on: 13th April 2021

fast, clear and reliavable

5
Monzo created one of the most intuitive fintech app I used in the last years. The one. Reviewed on: 13th April 2021

Excellent Service

5
Love them, Fast, responsive, get paid early! FANTASTIC Customer service. Reviewed on: 13th April 2021

Amazing

5
I think monzo is easy and it's great Reviewed on: 13th April 2021

An intelligent bank in your pocket

5
Monzo has smart functions that have revolutionised my money management. It’s like having a financial assistant in your pocket 24x7. On the rare occasion customer service has been required it has been swift, knowledgeable and polite. Reviewed on: 13th April 2021

It is a very good bank

4
It is a very good bank, I’m happy with how fast things get sorted and how user friendly the app is, the only thing missing is a credit card. Reviewed on: 13th April 2021

Love my monzo bank account

5
Monzo let's me sort all my direct debits into money pots so when I get my salary. I put the direct debit payments into them so that there are no surprises and the payments are taken out from them. Also can use my debit card abroad and get one of the best exchange rates when paying by card. Also getting my salary early is also very useful too. Reviewed on: 13th April 2021

Best bank

5
Lovely product, great app and visibility Reviewed on: 13th April 2021

Best bank I've been with.

5
Monzo makes all the other banks feel obsolete and old. Reviewed on: 13th April 2021

Bank for the 21st century

5
Great bank with an extremely polished mobile app and systems that belong in the 21st century, not in an 80s sci-fi movie. Knocked down a point for locking features behind a paywall (plus) Reviewed on: 13th April 2021

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