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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Amazing

5
Innovative, creative, friendly, ease of use, simple, the new era of banking and happy to be with Monzo. Only criticism would be to add more benefits, ie discounts, cashback on purchases etc. Reviewed on: 13th April 2021

Fabulous futuristic banking

5
Love Monzo, has really been a bonus during lockdowns when banks etc are closed! I especially like the feature that allows you to get paid a day earlier Reviewed on: 13th April 2021

Easy banking and app

5
Hassle free banking, my whole family use it which makes it easy for me to move money to my children as and when they need it. Reviewed on: 13th April 2021

Brilliant bank

5
Easy to use, brilliant money management features and excellent security leaving you in control Reviewed on: 13th April 2021

Brilliant service

5
So easy and convenient, it has really taken into consideration ways to improve banking for the modern world. Splitting bills, requesting money links, reports on where you spend your money. It’s so convenient and I love it. Reviewed on: 13th April 2021

5 Stars from me

5
It’s made my life bank wise much easier, I’d be lost without a Monzo card now Reviewed on: 13th April 2021

First class and modern

4
Easy to use, great customer service and aesthetically pleasing Reviewed on: 13th April 2021

So glad they exist!

5
Monzo is so easy to use. The bill split and shared tab features are so helpful and innovative, the interface is great and the customer service is the best Reviewed on: 13th April 2021

Best bank

5
By far the best bank, easy to use Reviewed on: 13th April 2021

Monzo review

5
Simple and easy to use mobile banking application Reviewed on: 13th April 2021

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