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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Simply The Best

5
Straight forward bank. Really easy eye-catching app Reviewed on: 13th April 2021

Bank of the future

5
They are the perfect bank for an upwardly mobile and fast moving individual Reviewed on: 13th April 2021

Best Bank for saving

5
No Hassle to save so makes it easy for me to save for the long term and the short term whilst working seamlessly as an online bank through apple pay. Reviewed on: 13th April 2021

The True modern banking

5
Monzo got everything you need from a bank Reviewed on: 13th April 2021

Amazing

5
This is best bank I have ever been with Reviewed on: 13th April 2021

Agile Bank

5
A bank that's flexible and innovative. Reviewed on: 13th April 2021

Brilliant

5
I've used Monzo as my sole bank account for a while now. The simple ability to manage income and outgoings with pots, the excellent and speedy text support and the easy to use application (with simple push-based 3d secure support rather than tedious code entry systems) make it a really great experience. Reviewed on: 13th April 2021

Best bank I've had by far

5
They have all the things a modern bank should have and my interaction with their app gives me everything I need in the way I would expect in 2021.. Other 'traditional' banks have fallen far behind Reviewed on: 13th April 2021

Monzo is the best!

5
My friends hate me for continually recommending Monzo! Best bank ever!!! Reviewed on: 13th April 2021

Easy, secure, responsive, innovative banking

5
My husband and I have been using Monzo since 2017, everyone comments on the colour of the card and this has always started a conversation where we sing Monzo’s praises, I think people thought we were on commission!! Couldn’t fault them and thoroughly recommend. Reviewed on: 13th April 2021

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