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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Makes money easier

5
Lots of great features to provide visibility and help you manage your money, coupled with incredible customer service. Reviewed on: 13th April 2021
Fleming's avatar
Fleming

Excellent banking

5
Shame the main stream banks can't do same as this bank. Seems a lot safer to use than the top banks Reviewed on: 13th April 2021
Matt's avatar
Matt

Perfect Bank

5
It's simple, easy to use, I get notifications straight away whenever I use my card. The list goes on and on. Never had any issues. If I need help with something, the team is answering all my questions in no time. The best bank ever. And the cards look super cool. Reviewed on: 13th April 2021
Armins Kols's avatar
Armins Kols

Simple and efficient

4
The app is really easy to use, and I love the pots - makes budgeting so simple. Reviewed on: 13th April 2021
Pam's avatar
Pam

Love this bank

5
This is a secondary bank account but I find it very easy to use and love that I get notification though almost instantly for what I have spent and where. Makes it extremely easy to keep track of my spending Reviewed on: 13th April 2021
Eleanor Beacom's avatar
Eleanor Beacom

Brilliant

5
Absolutely brilliant easy to use always available to help Reviewed on: 13th April 2021
Maria's avatar
Maria

The easiest and most modern bank out there

5
Monzo is great for everyday use. With its constant up to date app to make personal banking experience as easy and as efficient as possible to the simplicity of ‘split the bill’. Monzo is miles ahead of any other high street bank and I look forward to the many new products and services it can offer me. Reviewed on: 13th April 2021
Fraser Joss's avatar
Fraser Joss

I love Monzo, everything is so much easier!

5
I love Monzo, everything is so much easier! I think Monzo is doing banking the right way. I can only recommend it. Reviewed on: 13th April 2021
Julian's avatar
Julian

Most understanding and simple way of banking

4
They look after me very well, with the intrust and there’s a lot more advantages to having a Monzo bank Reviewed on: 13th April 2021
abdullahjavaid017@gmail.com's avatar
[email protected]

Great

5
Had a fraudulent transaction was sorted as soon as they got my call the only thing I dont agree with is being charged to withdraw money Reviewed on: 13th April 2021
Donna appleby's avatar
Donna appleby

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