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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Top Bank

5
Best Bank with brilliant and very user friendly service and excellent app Reviewed on: 13th April 2021

Just Awesome!

5
Monza is really easy to use and gives me everything I want in a bank. Reviewed on: 13th April 2021

Nice and simple

5
Monzo is so easy to use. No mail, no spam, no hassle. Reviewed on: 13th April 2021

Best Bank Ever

5
I used to get absolutely screwed with the HBOS if I went overdrawn,never any warning just charged £15. Monzo let’s you know if you are going to be overdrawn and you can avoid charges. Brilliant Reviewed on: 13th April 2021

Fantastic bank

5
Early payments which have been very handy indeed. Separate bill pot so I can separate my bill money and forget about it leaving money I have left clear to me. Plus other pots to save for items. I tell everyone about Monzo. I highly recommended this bank. Reviewed on: 13th April 2021

Best bank I've had!

5
So many great free features that other banks charge for. Best looking cards aswell Reviewed on: 13th April 2021

Best money saver!!!!

5
So most banks are jumping on the bandwagon of telling you when and where you are spending your money. But monzo really helps with saving and splitting your money into pots so you can limit your spending. It's fantastic Reviewed on: 13th April 2021

Flawless

5
Making it so easy. Building for every customer, not just the financially literate. Reviewed on: 13th April 2021

Great!

5
Such a great bank!! Wish I switched to you guys years earlier than I did! Reviewed on: 13th April 2021

Best Bank out there

5
The best bank out there. Great line of products and fantastic features like early salary payment. Reviewed on: 13th April 2021

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