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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo is awesome bank!!!

5
Very innovated, easy to use, has great features, safe, customer service is very good and quick, great perks and additional benefits!! Reviewed on: 13th April 2021

Simple, smart banking

5
My experience with Monzo has been without issues or worries. A great, intuitive app, easy transfers and payments, clear visibility and instant notification of transactions are all reasons why I would highly recommend Monzo Reviewed on: 13th April 2021

Always had amazing service

5
Always there to help with any questions or queries, brilliant service Reviewed on: 13th April 2021

Excellent bank!

5
So many fantastic tools to help with budgeting etc, refunds are cleared so quick and easy to transfer funds especially if other family and friends have monzo too! Reviewed on: 13th April 2021

Best bank I have been with

5
Monzo flips things on its head, the most uswer freindly bank I have ever used, I now bank persoanlly and moved my business bank to them! High Street Banks are being left behind in this digital world! Reviewed on: 13th April 2021

Amazing

5
Have used Monzo. All the way from the beginning when it was mondo it’s such a easy bank to use . And now with pots it helps me budget so much easier . It has helped me pay off all of debts . As it helped me consolidate them Reviewed on: 13th April 2021

So easy to use

5
Have a bank app should work simple but has everything you need Reviewed on: 13th April 2021

Amazing

5
I was sick and tired of High Street banks I just wanted something simple loan behold Monzo, does exactly what I need And the staff have always been immensely helpful Reviewed on: 13th April 2021

Outstanding

5
Monzo is the most easiest, sufficient bank! I have banked with Monzo for several years and recommended many friends & family who love it. Reviewed on: 13th April 2021

Best Bank

5
The most user friendly, modern app. Customer service is so good. It has changed the way I spend and save for the better. Id highly recommend Reviewed on: 13th April 2021

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