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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19385 reviews)

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4.93

Based on 19,385 reviews, last reviewed 18th Apr 2026

105150% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is class. Monzo is class. So simple yet so effective. Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19385)

Best British Bank

Monzo has helped me achieve my financial goals and has always given the best service compared to banks I’ve held accounts with in the past. Reviewed on: 13th April 2021

Everything a bank should be

Not had a single bad experience with Monzo despite being a customer from their beta phase. Reviewed on: 13th April 2021

Friendliest bank

Always friendly staff who are happy to assist and always go out of their way to look after you Reviewed on: 13th April 2021

Great bank

great bank, would recommend to anyone Reviewed on: 13th April 2021

Excellent bank

Makes life so much easier to manage your money. No pending transaction and quick refunds! Easy to pay others on Monzo too. “Split the bill” is the best option ever! Reviewed on: 13th April 2021

Excellent all rounder

I think monzo is really easy to use and very intelligent - it’s perfect for my needs and it’s wonderful to see the constant changes and new features! Reviewed on: 13th April 2021

Helpful, informative & quick

Monzo don’t keep asking to fill in forms, everything is easy access. Your informed when payments are paid or debited from your account. Great service. Reviewed on: 13th April 2021

Great Banking Facilities

I have Banked with Monzo both personally and business for 2 years and have been impressed by the services received. Very good online bank. Reviewed on: 13th April 2021

Simple and reliable

One of the best banking experience you will get. Very smooth, simple and safe. Reviewed on: 13th April 2021

Everything you could want in a bank! I have a personal, joint and business account and would never use any other bank now!

- Excellent UI/UX - Competitive savings rates and choice - Great customer service - Great brand Reviewed on: 13th April 2021

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