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Monzo: Current account reviews

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4.93
Based on 19,384 reviews, last reviewed 18th Apr 2026
105100% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great service, great bank and their max add on is se... Great service, great bank and their max add on is second to none. Reviewed on: 18th April 2026
Mark Woods's avatar
Mark Woods

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19384)

Best user experience ever

5
So user friendly and intuitive. A bank for 2021. Split bills with friends, get paid early, pie charts to see your spending - amazing. So forward thinking. Reviewed on: 13th April 2021
Jemma Western's avatar
Jemma Western

Its just easy

5
Everything is intuitive and everything works. If you think that something should be possible, with monzo it probably is Reviewed on: 13th April 2021
Arthur's avatar
Arthur

Easy, Clear banking.

5
I've had such a pleasant experience using Monzo, the app is perfectly lair out and my finances have become far clearer and easier to track. Anytime I've had to speak to someone they are nice and quick to respond. Reviewed on: 13th April 2021
Paul Mack's avatar
Paul Mack

Future of banking.

5
Joined in 2016 when it was just top up card. Become a full current account user in 2018. Never looked back. This is the future of banking. Great customer service. Great app. Reviewed on: 13th April 2021
Mohammed Mansoor's avatar
Mohammed Mansoor

Only brand I would advocate for in any circumstances.

5
Their customer experience has been fantastic, customer service is unmatched, and the functionality is second to none. I absolutely love Monzo. Reviewed on: 13th April 2021
Thomas Searle's avatar
Thomas Searle

Brilliant

5
So good and easy to use, really fab service x Reviewed on: 13th April 2021
Sophia sanderson's avatar
Sophia sanderson

Brilliant

5
The main bank I'm using, absolutely amazed by the service Reviewed on: 13th April 2021
Sjsjd's avatar
Sjsjd

Easy Peasy

5
I tried a few other banks and Monzo one is just no fuss. No more trying to remember maiden names or brand of your first car! Reviewed on: 13th April 2021
Jonas's avatar
Jonas

The no hassel Bank

5
Brilliant to bank with. Everything is simple from opening the account to setting up bill and saving etc pots. Have banked with them for 2 years and have had no issues whatsoever. The app is simple to work and very clear. They are great with their communication keep customers informed immediately on any change etc to Ts and C's. Highly recommended. Reviewed on: 13th April 2021
Michelle-Shelley Hurle's avatar
Michelle-Shelley Hurle

Simple, easy, and comprehensive

5
Changed my banking experience, super easy to navigate and understand how and where my money is. Being able to access it quickly and see easily what's going on has put me in control of what and where i spend my money. Reviewed on: 13th April 2021
charlie dunne's avatar
charlie dunne

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