Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Ronseal

5
Does what it says on the tin. Reviewed on: 13th April 2021
Perry's avatar
Perry

I didn't realize a bank could be this good!

5
They've helped me with sensitive situations, sorted out weird questions, and been an easy bank to help save. Reviewed on: 13th April 2021
Hxnnxh303's avatar
Hxnnxh303

Best bank ever!!

5
Everything with Monzo is perfect!! The only thing I would like to be improved is being able to do a credit report with a simple account. If I could give more than 5 stars I would do!! Reviewed on: 13th April 2021
catiabaptista2001@icloud.com's avatar
[email protected]

Simple and Reliable

5
Monzo put the pleasure back in banking. Reviewed on: 13th April 2021
Andrew Snook's avatar
Andrew Snook

Real Time Banking

5
Having text alerts as soon as I’ve spent and immediate balance is amazing, for me Monzo were first to the line with this. Reviewed on: 13th April 2021
Natalie Grimston's avatar
Natalie Grimston

Best bank by far!

5
Great service and experience, the app is the best Reviewed on: 13th April 2021
Tim Spence's avatar
Tim Spence

Best banking experience

5
Monzo is by far the best bank I’ve used and, while there’s the odd thing I can’t do in the app (like cheque imaging) it’s so much easier to use than rivals such as Starling. Reviewed on: 13th April 2021
Will Scott's avatar
Will Scott

Great accessibility, features and support

5
Love how easy the app is to use and keep track. I feel my account is secure, instant payment notifications are reassuring. Great support on the few occassions I have needed it. It just works and it comes across that they understand the problems with bnaking and managing money and are working to solve them. Reviewed on: 13th April 2021
Sdo's avatar
Sdo

Forward thinking company changing the face of banking

5
I love Monzo! It's a very innovative and forward thinking company that is changing the face of banking. It helps me save money and get a better grip on my finances. It's a nifty app, very easy to use etc and the team behind the brand are so lovely too. They genuinely care about their customers. I recommend Monzo to my friends all the time and will continue to do so. They are the future of banking. Reviewed on: 13th April 2021
Louise Joy's avatar
Louise Joy

Great user interface

5
Amazing UI, and overal digital banking experience Reviewed on: 13th April 2021
Daniel Zagyva's avatar
Daniel Zagyva

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill