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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19319 reviews)

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4.92

Based on 19,319 reviews, last reviewed 14th Apr 2026

102100% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo have been great! Monzo have been great! I’ve been using them for about five years, never had a problem with them! I really enjoy the fact I can get my pay a day early ... Read more Reviewed on: 14th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19319)

Excellent!

Great bank, used them for years! Reviewed on: 13th April 2021

Best bank ever

Everything is so easy and they have amazing customer service. Just simply said THE BEST Reviewed on: 13th April 2021

Up to date use of tech and easy way to do day to day banking, well done Monzo

Always on the ball banking,good customer support Reviewed on: 13th April 2021

Monzo makes life worth living

Monzo is the best thing to have arisen in the last 10 years, it made banking so much more accessible, modern and easy, it has literally changed my life. Customer service is always helpful, quick and resolves the issue, which by the way are far and few between with monzo! I love it! Reviewed on: 13th April 2021

Great Bank

Best Bank period been with them for over two years would not go back to one of the main banks of you paid me. Reviewed on: 13th April 2021

Brilliant banking service

Always helpful, friendly staff. The app always works perfectly. Great service overall. Reviewed on: 13th April 2021

Everyone should have a Monzo account.

The best bank out there. Real time track of your money every day, instantly. Card arrive really quick when you need them. Great customer service as well. I wouldn’t be without it now. They run rings round my previous bank. Reviewed on: 13th April 2021

Budgeting Heaven

I have been a customer with Monzo for around 3 years. It has helped me a lot with my budgeting and money management! This is smart banking. Loved it so much I became an investor! :) Reviewed on: 13th April 2021

Simple but what I need

They seem to have thought of everything! Reviewed on: 13th April 2021

Very happy with the service!

Monzo is the right bank for people that appreciate technology and innovation. I have both personal and business accounts with the bank and I've been really happy! Reviewed on: 13th April 2021

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