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Monzo: Current account reviews

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4.92
Based on 19,314 reviews, last reviewed 14th Apr 2026
101850% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Top bank account Really easy to manage your finances with this account Reviewed on: 14th April 2026
Penny C's avatar
Penny C

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19314)

What banking should look like in 2021!

5
Everything is quick, user-friendly, fun and easy to use. It makes travelling, joint accounts and splitting payments a breeze! When I remember what I went through to open a bank account in the UK as an international student, it makes me appreciate Monzo even more for making my life easier from day 1. Reviewed on: 13th April 2021
Chiara Prodani's avatar
Chiara Prodani

A reliable, friendly and efficient bank

5
To say that you've never had a problem with your bank is no mean feat, but Monzo have been fantastic from the moment I opened my account. The app is great, the customer service is spot on and I often recommend Monzo to family and friends. Reviewed on: 13th April 2021
AW's avatar
AW

Current account AND access to Savings accounts

5
Nice that there is a choice of savings accounts. Also, the phone app is so fast and easy to use. Reviewed on: 13th April 2021
Steven Price's avatar
Steven Price

Excellent Bank

5
I was unsure about monzo as it isn’t so popular. But it is so easy to use and has so much useful information. Would highly recommend. Reviewed on: 13th April 2021
Lauren Wynne's avatar
Lauren Wynne

Best bank ever would highly reccomend and have already done so..

5
Everytime you spend it pings you how much where etc. If some one pays you it pings you, you can transfer money easily it's simple but awesome banking like it should be, save money without thinking about with the pots round up your shopping to the nearest pound and puts it in your pot i would reccomend anyone opening an account with monzo. Reviewed on: 13th April 2021
Janet's avatar
Janet

Amazing

5
Great customer service, modern design, overall brilliant! Reviewed on: 13th April 2021
Rob's avatar
Rob

Easy!

5
Using Monzo is just so easy and convenient Reviewed on: 13th April 2021
irenecrossmore@hotmail.co.uk's avatar
[email protected]

Amazing

5
I absolutely love Monzo, I recommend it to absolutely everyone who will listen. I love the early pay day, I love the design, I love the money pots, I love how comforting and helpful the staff are. It's definitely my favourite bank. Reviewed on: 13th April 2021
Hayley 's avatar
Hayley

No other bank better

5
I have 3 high street banks and monzo is the most frequent and only bank which guaranteed me high over draft limits at cheaper daily fees. Always have customer support to help with anything thanks monzo . Reviewed on: 13th April 2021
jay 's avatar
jay

Amazing every time!

5
Not only does this bank show others in the high street how it should be done with their app and the way they display finances but every time I have contacted them about a whole range of different things they have been quick, helpful and given amazing customer service! I would recommend them to everyone who cares about how they spend their money and wanting control over their finances. Reviewed on: 13th April 2021
lornza23's avatar
lornza23

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