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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Simplest, easiest, cleanest banking ever

5
There isn't one thing I don't like about monzo its all straight forward. I've now switched to business banking with them too, not only was it cheaper than my previous bank but the service has been outstanding so far. Reviewed on: 13th April 2021

Excellent banking done right !!!

5
Always had no problems using monzo and the staff are so friendly and helpful I just live monzo and would highly recommend them! Reviewed on: 13th April 2021

Easy to set up and to use

5
I started using monzo as my other bank shut my account down and I found monzo to be much better in comparison anyway I've been with them for a couple of years now and have no complaints Reviewed on: 13th April 2021

Absolutely amazing

5
It just works so well and has so many features traditional banks don't! Reviewed on: 13th April 2021

I recommend Monzo to everyone I know

5
Incredibly practical app with better features than most and super fast and friendly customer service. Transparent and innovative culture. Monzo is improving banking for everyone by finally forcing stagnant high street banks to expand their services to compete. Reviewed on: 13th April 2021

The Best Bank

4
Between the customer service, the app experience and the willingness to listen to customers Monzo is definitely the best bank in the UK. Reviewed on: 13th April 2021

Worst bank

1
I’m not recommending this bank to any of my friends and families. Reviewed on: 13th April 2021

Very professional

5
Monza bank is and will always support its customers the far best and quick way to solve customer queries and gets things done quick #always MonzaBank customer Reviewed on: 13th April 2021

fast, clear and reliavable

5
Monzo created one of the most intuitive fintech app I used in the last years. The one. Reviewed on: 13th April 2021

Excellent Service

5
Love them, Fast, responsive, get paid early! FANTASTIC Customer service. Reviewed on: 13th April 2021

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