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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Amazing

5
I think monzo is easy and it's great Reviewed on: 13th April 2021
Bernice 's avatar
Bernice

An intelligent bank in your pocket

5
Monzo has smart functions that have revolutionised my money management. It’s like having a financial assistant in your pocket 24x7. On the rare occasion customer service has been required it has been swift, knowledgeable and polite. Reviewed on: 13th April 2021
Lavinia's avatar
Lavinia

It is a very good bank

4
It is a very good bank, I’m happy with how fast things get sorted and how user friendly the app is, the only thing missing is a credit card. Reviewed on: 13th April 2021
vivian.vs@hotmail.com's avatar
[email protected]

Love my monzo bank account

5
Monzo let's me sort all my direct debits into money pots so when I get my salary. I put the direct debit payments into them so that there are no surprises and the payments are taken out from them. Also can use my debit card abroad and get one of the best exchange rates when paying by card. Also getting my salary early is also very useful too. Reviewed on: 13th April 2021
Len c's avatar
Len c

Best bank

5
Lovely product, great app and visibility Reviewed on: 13th April 2021
Konrad 's avatar
Konrad

Best bank I've been with.

5
Monzo makes all the other banks feel obsolete and old. Reviewed on: 13th April 2021
Tyler Fellows's avatar
Tyler Fellows

Bank for the 21st century

5
Great bank with an extremely polished mobile app and systems that belong in the 21st century, not in an 80s sci-fi movie. Knocked down a point for locking features behind a paywall (plus) Reviewed on: 13th April 2021
Ben Bristow's avatar
Ben Bristow

Missing credit card and more value for premium users

4
Missing credit card and more value for premium users Reviewed on: 13th April 2021
Lelle's avatar
Lelle

Best British Bank

5
Monzo has helped me achieve my financial goals and has always given the best service compared to banks I’ve held accounts with in the past. Reviewed on: 13th April 2021
Jonathon Taylor-Oates's avatar
Jonathon Taylor-Oates

Everything a bank should be

5
Not had a single bad experience with Monzo despite being a customer from their beta phase. Reviewed on: 13th April 2021
Mike Grant's avatar
Mike Grant

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