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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Friendliest bank

5
Always friendly staff who are happy to assist and always go out of their way to look after you Reviewed on: 13th April 2021

Great bank

5
great bank, would recommend to anyone Reviewed on: 13th April 2021

Excellent bank

5
Makes life so much easier to manage your money. No pending transaction and quick refunds! Easy to pay others on Monzo too. “Split the bill” is the best option ever! Reviewed on: 13th April 2021

Excellent all rounder

5
I think monzo is really easy to use and very intelligent - it’s perfect for my needs and it’s wonderful to see the constant changes and new features! Reviewed on: 13th April 2021

Helpful, informative & quick

5
Monzo don’t keep asking to fill in forms, everything is easy access. Your informed when payments are paid or debited from your account. Great service. Reviewed on: 13th April 2021

Great Banking Facilities

5
I have Banked with Monzo both personally and business for 2 years and have been impressed by the services received. Very good online bank. Reviewed on: 13th April 2021

Simple and reliable

5
One of the best banking experience you will get. Very smooth, simple and safe. Reviewed on: 13th April 2021

Everything you could want in a bank! I have a personal, joint and business account and would never use any other bank now!

5
- Excellent UI/UX - Competitive savings rates and choice - Great customer service - Great brand Reviewed on: 13th April 2021

excellent

5
best bank never had any issues with them at all very easy to use app and do not have any complaints Reviewed on: 13th April 2021

Best user experience ever

5
So user friendly and intuitive. A bank for 2021. Split bills with friends, get paid early, pie charts to see your spending - amazing. So forward thinking. Reviewed on: 13th April 2021

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