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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19299 reviews)

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4.92

Based on 19,299 reviews, last reviewed 14th Apr 2026

101100% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great bank cannot fault it! Great bank cannot fault it! So many cool things about it Reviewed on: 14th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19299)

Everything I've ever needed in a bank

Can't fault Monzo at all, the services they offer make the traditional banks seem antiquated and playing catch up with service that I've had for years. I am able to manage my money better as Monzo fits in with my life and gives me what I need. Reviewed on: 13th April 2021

Changed it all

When it first started it felt different. Personal. Now it is more established there is less of that but maybe I am not tuned in as much. The best thing now is that it just works. Really, really well. Reviewed on: 13th April 2021

Excellent banking app

The best bank app I ever had and heard Reviewed on: 13th April 2021

Easy app and fast customer service

Have banked with them since the Beta Days. Always improving the app and they take feature requests seriously. Reviewed on: 13th April 2021

Best Bank in Uk

The Best Bank in Uk. Very easy to use Reviewed on: 13th April 2021

Very efficient

Easy to choose great customer service ! Reviewed on: 13th April 2021

Best of uses

Best of uses. Good communocation and system. Reviewed on: 13th April 2021

Simple abs easy

Just makes everything you need with banking easy Reviewed on: 13th April 2021

Monzo is THE bank to be with

Amazing features, wonderul look and feel, extremely friendly and helpful staff Reviewed on: 13th April 2021

The future

Clear, intuitive banking with great service. Reviewed on: 13th April 2021

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