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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19298 reviews)

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4.92

Based on 19,298 reviews, last reviewed 14th Apr 2026

101050% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Mostly everything you need under one banking app.... App is super easy to use, modern and fun. Monzo pots have helped me save for the first time ever. Love round ups, saving challenges etc, Monzo flex wo... Read more Reviewed on: 14th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19298)

Efficient and friendly

Any time I have required help from Monzo they have had a very efficient and human way of dealing with it. Best bank there is. Reviewed on: 13th April 2021

Excellent Bank

Very easy to use the app,instant balance update keep me always up to date Reviewed on: 13th April 2021

Best bank in the UK

I’ve been using Monzo for 5 years this month, wouldn’t change a thing! 10/10 bank! Reviewed on: 13th April 2021

Best bank ever

Monzo is by the far the best bank I’ve ever banked with. 10/10 every time! Reviewed on: 13th April 2021

convenient, efficient

Monzo is super convenient to use! Immediate notifications, monthly summaries, the pots and interest-generating pots. I've been using Monzo since 2018 and honestly never regretted it. Would highly recommend Reviewed on: 13th April 2021

Efficiency

Very quick to react to any suspicious activities on my account Reviewed on: 13th April 2021

Easy and simple

Everything is just clear to see, and it can really help you plan all your finances. Reviewed on: 13th April 2021

The best

What I learned in Manzo that you learn how to transfer money easy and he save your money easy Reviewed on: 13th April 2021

Superb service

Monzo is simple to use, customer service is superb and the Premium Account has a range of benefits far greater then the monthly fee. Overall I’m very happy Reviewed on: 13th April 2021

Everyone should have a Monzo acc

So convenient and I especially love the fact that Monzo is so easy to use abroad (when we're allowed back out of the country). I specifically got a Monzo account because it's the easiest and cheapest way to take money abroad. The app is so easy to use and sending money to my friends to split bills etc is a doddle Reviewed on: 13th April 2021

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