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Monzo: Current account reviews

4.92
Based on 19,297 reviews, last reviewed 14th Apr 2026
101000% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most user friendly Easiest bank to use most user friendly Reviewed on: 14th April 2026
Jack 's avatar
Jack

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19297)

Amazing

5
Super sweet and easy interface. Just everything you'd want a bank to have. Better than Barclay's and other 'traditional' banks Reviewed on: 13th April 2021

Simple and Amazing

5
An online bank with an amazing user interface and great customer support. They provide all the services a bank gives you all through your mobile. Reviewed on: 13th April 2021

Great bank

5
So easy to get an account and no hassle Reviewed on: 13th April 2021

the most amazing banking services

5
in one word, fantastic service with best options available. Reviewed on: 13th April 2021

Efficient

5
-Does what a bank account should -Early access to pay -Helpful guides -Always humun communication Reviewed on: 13th April 2021

A well thought out User Experience

5
Monzo has honestly made the need to go to a bank branch a chore. I am able to do everything i needed in a bank after hours and in my own time. I don't have to pass on a lunch break or rush before they close. i wish there were extra features; like access to a financial advisor or alike but it does the job Reviewed on: 13th April 2021

Amazing

5
There are so friendly and helpful and amazing can’t fault this bank amazing Reviewed on: 13th April 2021

Honestly the best bank ever

5
Quick to help with any problems, quick refund process, easy to manage your money and great customer service Reviewed on: 13th April 2021

Best bank, constantly evolving

5
Monzo is constantly evolving, trying to bring new features to make life easier to their customers, always listening to their feedbacks. Reviewed on: 13th April 2021

Fab bank!

5
I moved from another bank to monzo when I moved to Cyprus for a short while and they have been fab. Really good currency exchange rates and I have never had any problems with my card etc. Highly recommend Reviewed on: 13th April 2021

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