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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

all you need banking in a go

5
easy to use ...gets me paid early couldnt be more happy... Reviewed on: 13th April 2021
sumin rai's avatar
sumin rai

Best bank hands down

5
I joined Monzo a few years ago, having become increasingly annoyed by my previous (traditional) bank's alleged 'digital focus' and customer orientation, which always failed to materialise. Monzo is the exact opposite and I have not looked back since switching. Reviewed on: 13th April 2021
Luuk's avatar
Luuk

No more wasted time and money

5
It has everything I need and more. For paying in UK and a road, best rates. No queues. No waiting. Perfect experience. Safe for payments online. I honestly find it hard to suggest improvements Reviewed on: 13th April 2021
George's avatar
George

Everything they do is forward thinking and excellent

5
Monzo makes everything really easy, you can see where your money is going so clearly, the customer service when needed is quick and of high quality. I couldn't go back to archaic banking! Reviewed on: 13th April 2021
Josephine's avatar
Josephine

Monzo are fantastic

5
Very easy to use and transparent with all elements of banking Reviewed on: 13th April 2021
Warren Baker's avatar
Warren Baker

Fantastic service

5
I love using Monzo it makes my life so simple Reviewed on: 13th April 2021
Marcus Conway's avatar
Marcus Conway

Love Monzo

5
Always an essy fast service and very helpful Reviewed on: 13th April 2021
Kath 's avatar
Kath

Easy and flexible

5
Great no branches and no junk Mail.Can bank 24 hours a day see everything on your app where ever you are.Would never go back to High Street banks! Reviewed on: 13th April 2021
Jenny Bishop's avatar
Jenny Bishop

Standout best option

5
Ease of use, tech, people. It's a well run intuitive bank that has been sorely needed. A++++ Reviewed on: 13th April 2021
Chris's avatar
Chris

A perfect bank

5
App amazing, Customer service QUICK to respond and understand. 24/7 access, there is NOTHING not to like about Monzo. Reviewed on: 13th April 2021
Ben 's avatar
Ben

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