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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Love this bank

5
I have given 5 stars of a rating to Monzo because they understand my financial needs and also take in to account the fact that I’m a vulnerable adult and always make sure that if I have any issues, they are dealt with straight away. I like the way monzos app works and how friendsly their staff are and how they always go there extra mile for me as a customer of theirs. Big thumbs up to all their online staff who are so friendly and make you feel like a human instead of a number⭐️⭐️⭐️⭐️⭐️ Reviewed on: 13th April 2021

Best Bank Ever!!

5
I have had nothing but great experiences with this bank, everything is easy to do, this is a bank that truly knows what its customers want/need and meets those needs/wants. I would recommend this bank to anyone and will open accounts for my children when they're old enough or when the bank offers children's accounts. Reviewed on: 13th April 2021

Easy banking in a digital word

5
Modern and quick receiving of any payment. Little hassle and very personable Reviewed on: 13th April 2021

Great bank at your fingertips

5
Simple app provides all info you need for banking. If a problem it’s easy to contact someone to resolve it over chat or via information threads. Very easy to transfer and split bills and I love the request money function and thank you when money is received. Reviewed on: 13th April 2021

The simple answer to a complicated world

5
The easiest way to bank, travel and pay bills or friends. App is a delight to use and the staff are always super helpful and knowledgeable Reviewed on: 13th April 2021

Amazing customer service

5
Monzo has amazing customer service and takes little to no time to respond, always informative. Reviewed on: 13th April 2021

Makes banking so easy!

5
Love their app, quick to respond to queries and offer good array of products Reviewed on: 13th April 2021

Amazing bank!

5
Excellent app, easy to manage money. Helps to manage monthly payments. Reviewed on: 13th April 2021

My son recommended me Monzo Bank and I am happy with it.

5
Even if we are facing tough times it is good to use the services of reliable bank as Monzo. Reviewed on: 13th April 2021

So Easy

5
Just a simple service. Perfectly executed Reviewed on: 13th April 2021

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