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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo - Britains no1 bank

5
Monzo is simple, easy and efficient to use! Very user friendly Reviewed on: 13th April 2021

Everything you could ask for

5
Monzo makes everything easy - Everything is contained in the one app and the layout is perfect so you can see all your finances in one place Reviewed on: 13th April 2021

Customer service not what it should be like of compassion

3
We're not that helpful when needed support Reviewed on: 13th April 2021

Just makes your financial life simple

5
Before Monzo, I got paid x amount - spent x amount and never really had a great overview on my actual expenditure. Now I can see with clarity that my prior spending habits were unsustainable. The little round up/penny jar is genius and saves quite a few quid without you even noticing ! Reviewed on: 13th April 2021

Brilliant

5
Everything I'm looking for in a bank and much more. Makes you wonder how legacy banks got away with such bad customer service for so long! Reviewed on: 13th April 2021

Simple yet Amazing

5
Best bank ever. The simplistic nature yet feature ridden UI allows me so much control I didn’t know I needed till I used it. Why all banks don’t allow us such brilliant features I do not know. Reviewed on: 13th April 2021

The best bank in the world

5
Monzo is a great bank. Simple application, free account, everything is transparent and clear, and the technical support is the best and quickly solves any problems. I always recommend Monzo, they are the best. Reviewed on: 13th April 2021

Very quick response to emails and in app messages

5
Follow up issues quickly and resolve things in a timely manner. Reviewed on: 13th April 2021

Goog mobile banking

5
I like monzo good bank........... Reviewed on: 13th April 2021

Great responsive service from a bank

5
They always respond in a friendly and timely manner. They are great! Reviewed on: 13th April 2021

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