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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Everything I need

5
Monzo is a great current account that encourages me to save more money, be aware of my spending and set goals for specific issues. I've never felt bogged down by validation of purchases but still feel my money is safe, and replacing cards etc is a painless experience Reviewed on: 13th April 2021
Anakonda's avatar
Anakonda

C21 Banking

5
I use this account mostly for holidays and it’s excellent. Keep up the good work! Reviewed on: 13th April 2021
CJ Neustadt's avatar
CJ Neustadt

Spot on

5
Brilliant bank helps keep track of money with pots and easy to open accounts. Always efficient if there are any issues to be dealt with Reviewed on: 13th April 2021
Jess's avatar
Jess

World's best bank

5
Monzo is by far the best bank I've ever been with the customer service is outstanding and the staff are amazing they will help with absolutely anything Reviewed on: 13th April 2021
Ross hardie's avatar
Ross hardie

Best bank

5
This bank is Very reliable and the best of all is how you can be paid a day before . Reviewed on: 13th April 2021
George 's avatar
George

Big banks could have been like Monzo but didnt want to

5
Everything is transparent and fast. Reviewed on: 13th April 2021
David Singh's avatar
David Singh

Bank of the future

5
Love the instant feedback on transfers and purchases. Love the ability to have "pots" for saving. Love the ability to setup and accounts without visiting a branch. Just love it. Reviewed on: 13th April 2021
Ben Squire's avatar
Ben Squire

Best Technology Bank.

4
Monzo makes banking so easy. But I think they should have an office or a 24 hrs customers service that can be reached via phone calls Reviewed on: 13th April 2021
Harry's avatar
Harry

Very good

5
Overall a very good experience since I joined Monzo. Keep up the good work and well done Reviewed on: 13th April 2021
Hayden Hanafey's avatar
Hayden Hanafey

Great Bank with is still growing

5
My experiences so far have been outstanding and I able to save with clear view of my targets as well. Any issues I have had been dealt with faster than my current account. Reviewed on: 13th April 2021
Pamie811's avatar
Pamie811

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