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Monzo: Current account reviews

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4.92
Based on 19,285 reviews, last reviewed 13th Apr 2026
100450% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

Monzo helps me be confident about my money Monzo really helps me with savings investments etc it’s a great bank to save and for someone who is new to banking it’s a great experience to have wit... Read more Reviewed on: 13th April 2026
Tanika's avatar
Tanika

Latest lowest rating:

1

I applied for an account got rejected with no reason... I applied for an account got rejected with no reason given I have no idea what reason it could be as I have no credit history was just applying for a ... Read more Reviewed on: 13th April 2026
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Alex
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19285)

Fantastic

5
Has made managing my money so much easier. Customer service is super fast and easy. I have no complaints. Reviewed on: 13th April 2021
Eloise Huggins's avatar
Eloise Huggins

Fantastic

5
Can't be faulted. Excellent service all round. The future of banking. Reviewed on: 13th April 2021
Pedro's avatar
Pedro

Innovative, fast and reliable

5
Compares to other banks this is the easiest to use without nonsense Reviewed on: 13th April 2021
Matej's avatar
Matej

Completely changed the way we manage our finances

5
I love Monzo. It's changed how we manage our finances on a monthly basis. It's flexible, intuitive and has great customer service. Love it, love it, love it! Reviewed on: 13th April 2021
And Barr's avatar
And Barr

Excellent bank

5
Loads of good features, really easy to manage money. Recommend to everyone. Reviewed on: 13th April 2021
Luke's avatar
Luke

Best Bank Ever.

5
As soon as I was able to create an account I did. Was the best decision ever, quickly moved my current account and closed all my other bank accounts. Love having my bank essentially on my phone at all times. Support is always helpful and quick. Being able to go abroad without making changes or taking cash out is just mind blowing. Absolutely love Monzo. But equally love my metal card. ❤️ Reviewed on: 13th April 2021
Kieron Richardson's avatar
Kieron Richardson

Absolutely amazing

5
A few family and friends recommended me joking up to Monzo, two years later and I still use my monzo for virtually everything. The app is so easy to use, I've never had any problems with monzo And if anyone is looking for a bank to use, I'd definitely recommend Monzo. Reviewed on: 13th April 2021
S.Green's avatar
S.Green

Very easy to use

5
No bad comments about Monzo! Their customer service is excellent, app is easy to use. Reviewed on: 13th April 2021
10sotnyk@gmail.com's avatar
[email protected]

Fast, easy and transparent

5
Using Monzo is so easy. Whether approving online payments, transferring money to a friend or trying to save a little more. Money moves in realtime so you always know what you have to spend. Monzo is also very transparent with its customers, always updating the community on changes to accounts. These announcements are always plain English and never hidden away in endless terms and conditions. My review is purely a comparison between Monzo and other banking apps I have used, I have not used additional banking services with Monzo or competitors. Reviewed on: 13th April 2021
RobG's avatar
RobG

Perfect for modern banking

5
Everything is so easy with Monzo, it's even quick, easy and safe to retrieve a forgotten PIN! Love that it's all online and the app is easy to use. Reviewed on: 13th April 2021
Natalie Spence's avatar
Natalie Spence

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