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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

So easy to use

5
Never had any problems easy to use all banking needs Reviewed on: 13th April 2021
mariajohnson17@icloud.com's avatar
[email protected]

Absolutely love it

5
For a bank - it's outstanding and have never had any problems Reviewed on: 13th April 2021
Adam Culyer's avatar
Adam Culyer

Great bank!

5
I have been using monzo for 2 years, and it’s been super helpful. Easy to use I would really recommend it Reviewed on: 13th April 2021
Anne-Sophie Thivolle's avatar
Anne-Sophie Thivolle

The future of banking

5
Simple, safe, secure and easy to use. Having absolute control over my money is a must and Monzo allow this. Customer service is excellent. 10/10 Reviewed on: 13th April 2021
Joe's avatar
Joe

Customer centric

5
They design their service from the customers point of view - pretty rare! Reviewed on: 13th April 2021
HU's avatar
HU

Definitely not the best

2
Monzo is ok, good to see other banks stepping up but they have to work on a LOT to be the best bank in the UK. Poor customer services and really late replies plus terrible handling of claims are just one of the few examples. Lots of room for improvement. Reviewed on: 13th April 2021
Ahsan's avatar
Ahsan

Simple and efficient

5
Excellent banking carried out in an efficient way that does not complicate things unnecessarily. Reviewed on: 13th April 2021
stevemellor55@gmail.com's avatar
[email protected]

Love it

5
Easy to use save and create money pockets Reviewed on: 13th April 2021
Ellie Harrison's avatar
Ellie Harrison

Best switch i ever made

5
With Monzo nothing is ever too much trouble, everything i need for my life is there, Reviewed on: 13th April 2021
Rachael King's avatar
Rachael King

Best bank ever

5
Super easy to use and convenient chat options rather than having to phone! Reviewed on: 13th April 2021
Nat F's avatar
Nat F

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