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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Simple banking

5
I was a bit scared going to a online only bank but it is Banking made simple. The app has more than everything you need. But the customer service team are always happy to help! Reviewed on: 13th April 2021
Rachael-May Williams's avatar
Rachael-May Williams

What a banking app and experience should be

5
I find it so easy to organise my spending and saving, and love the Plus features, I have been using the split transaction type function since I subscribed to the Plus service, help isn't too far away of ever you need it, the security features are brilliant, and overall I just think it's what a banking app should be. Reviewed on: 13th April 2021
Rhianna's avatar
Rhianna

A digital bank you can trust

5
Monzo never gave me reasons to mistrust them. Every journey I've made abroad I had always the best rates to use my money and in the UK I never had issues using my card. The pots and savings are excellent ideias and I try to use them the best I can. Reviewed on: 13th April 2021
Nuno Lourenco's avatar
Nuno Lourenco

Amazing

5
Easy to use, fast customer service, friendly app. What more could you want from a bank! Reviewed on: 13th April 2021
Luca's avatar
Luca

Excellent!

5
Great bank, used them for years! Reviewed on: 13th April 2021
Benjamin's avatar
Benjamin

Best bank ever

5
Everything is so easy and they have amazing customer service. Just simply said THE BEST Reviewed on: 13th April 2021
Ivaylo Boychev 's avatar
Ivaylo Boychev

Up to date use of tech and easy way to do day to day banking, well done Monzo

5
Always on the ball banking,good customer support Reviewed on: 13th April 2021
Joe mckay's avatar
Joe mckay

Monzo makes life worth living

5
Monzo is the best thing to have arisen in the last 10 years, it made banking so much more accessible, modern and easy, it has literally changed my life. Customer service is always helpful, quick and resolves the issue, which by the way are far and few between with monzo! I love it! Reviewed on: 13th April 2021
Adam's avatar
Adam

Great Bank

5
Best Bank period been with them for over two years would not go back to one of the main banks of you paid me. Reviewed on: 13th April 2021
Philip Riddell's avatar
Philip Riddell

Brilliant banking service

5
Always helpful, friendly staff. The app always works perfectly. Great service overall. Reviewed on: 13th April 2021
Craig's avatar
Craig

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