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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19272 reviews)

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4.92

Based on 19,272 reviews, last reviewed 13th Apr 2026

99850% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzoooo I’ve been looking into Monzo and honestly, it’s one of the best digital banking experiences out there. Here is why I think it’s so reliable: Trust & S... Read more Reviewed on: 13th April 2026

Latest lowest rating:

1

I applied for an account got rejected with no reason... I applied for an account got rejected with no reason given I have no idea what reason it could be as I have no credit history was just applying for a ... Read more Reviewed on: 13th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19272)

The best bank ever

It’s very helpful and easy to use lovely ❤️ Reviewed on: 13th April 2021

Life-Changing

Monzo has given me instant and full visibility, and therefore understanding and control, of my money for the first time in my life; it is so easy to use and understand - I can't recommend Monzo highly enough Reviewed on: 13th April 2021

Love monzo

Great banking experience and have always been easy to help out when I have a problem Reviewed on: 13th April 2021

Great bank

Best bank account I’ve had, so easy to use, the chat feature and the app Itself is so accessible. The card looks great and I’ve never had any issues Reviewed on: 13th April 2021

Monzo is easy to use and helps you more effectively manage your money.

It's clear unlike legacy banks that monzo clearly cares about their customers. It's very focused towards doing the best for them, and everything they do is to make banking an easier and more palatable experience. Reviewed on: 13th April 2021

A modern bank for the 21st Century

They are ahead of the game where the usual high-street banks are still very much struggling to catch up. Reviewed on: 13th April 2021

Best bank ever!

Where do I start? These guys "get" people. They know how to ensure security from the start and how to make it easy to use. Best bit was paying for things in New Zealand, knowing that I wasn't returning home to astronomical charges for paying in a different country - there simply wasn't any! Keep it up, guys - you are doing great things and being disruptive in the market in a great way. Reviewed on: 13th April 2021

The best bank there is

Hands down. The best bank there is. Ease of use. Helps you save, helps you keep track of your spending and overall the best bank there is Reviewed on: 13th April 2021

Best bank I've been with

I've had no problems with monzo so far and I've been with them 2 years Reviewed on: 13th April 2021

Fantastic features all in one small app

They offer so many useful features for keeping tracking and organising money with the use of tags, comments, and pots. Highly recommend them, and love that they are one of the few UK banks which offer free withdrawals of money when abroad which gives me piece of mind for travelling. Reviewed on: 13th April 2021

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