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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Everyone should have a Monzo account.

5
The best bank out there. Real time track of your money every day, instantly. Card arrive really quick when you need them. Great customer service as well. I wouldn’t be without it now. They run rings round my previous bank. Reviewed on: 13th April 2021
Tina Court's avatar
Tina Court

Budgeting Heaven

5
I have been a customer with Monzo for around 3 years. It has helped me a lot with my budgeting and money management! This is smart banking. Loved it so much I became an investor! :) Reviewed on: 13th April 2021
J790's avatar
J790

Simple but what I need

5
They seem to have thought of everything! Reviewed on: 13th April 2021
Jamie's avatar
Jamie

Very happy with the service!

5
Monzo is the right bank for people that appreciate technology and innovation. I have both personal and business accounts with the bank and I've been really happy! Reviewed on: 13th April 2021
Vika's avatar
Vika

Amazing Bank

5
Amazing bank and amazing support. Never had an issue with Monzo and so much better than a high street bank plus its so modern in this type of day Reviewed on: 13th April 2021
Nord Saowijit's avatar
Nord Saowijit

Simply Great!

5
Helpful, easy to use and so many perks. Monzo is by far the best bank I have used. Reviewed on: 13th April 2021
Helen 's avatar
Helen

Brilliant bank

5
Monzo! Love this bank had it for over a year now and won’t ever go back to a normal bank easy to split my money into pots great for saving, payment days early which help loads brilliant customer service always a fast response Reviewed on: 13th April 2021
Alisha 's avatar
Alisha

Quick. Simple. Straightforward

5
A super easy and quick way to manage your money. Reviewed on: 13th April 2021
Phill's avatar
Phill

Superb digital bank

5
Such a pleasure using monzo. Far ahead of other banking apps and tools. Very helpful overviews and tools to enable more control over my finances. The visibility it provides is exceptional. I love using monzo. Reviewed on: 13th April 2021
Robbie Lee Dobson's avatar
Robbie Lee Dobson

What banking should look like in 2021!

5
Everything is quick, user-friendly, fun and easy to use. It makes travelling, joint accounts and splitting payments a breeze! When I remember what I went through to open a bank account in the UK as an international student, it makes me appreciate Monzo even more for making my life easier from day 1. Reviewed on: 13th April 2021
Chiara Prodani's avatar
Chiara Prodani

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