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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19385 reviews)

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4.93

Based on 19,385 reviews, last reviewed 18th Apr 2026

105150% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is class. Monzo is class. So simple yet so effective. Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19385)

Forward thinking company changing the face of banking

I love Monzo! It's a very innovative and forward thinking company that is changing the face of banking. It helps me save money and get a better grip on my finances. It's a nifty app, very easy to use etc and the team behind the brand are so lovely too. They genuinely care about their customers. I recommend Monzo to my friends all the time and will continue to do so. They are the future of banking. Reviewed on: 13th April 2021

Great user interface

Amazing UI, and overal digital banking experience Reviewed on: 13th April 2021

Great Company

Monzo is so easy to use and notifies me immediately when i have made or received money into my account Reviewed on: 13th April 2021

Amazing

Not only a friendly and easy to use bank but they listen to customers and take feedback positively and act on it, as well as being technologically beyond most other banks. Reviewed on: 13th April 2021

Brilliant bank, full of features

Love all the features of Monzo, embracing technology to modernise banking. Reviewed on: 13th April 2021

Best online bank

I have been with Monzo for a long time now. I was hesitant at first but, now I am with them, by far the best experience. Great customer service and it’s all online making it easier. Highly recommend them. Reviewed on: 13th April 2021

a bank that makes it... easy

Monzo gives you everything you need in your pocket. no sales people, no upselling, no waiting in line. Just a good bank that you can trust that understands the importance of technology. Reviewed on: 13th April 2021

Best bank I've had

I love using monzo banking. To see how much I've spent come off in real time and not 3 days later for some storrs. Great that I can split my money into pots for different bills, then I know exactly how much I have. Also love that it works out how much I have that is mine after taking into account my direct debits. Makes managing my money so much easier. Reviewed on: 13th April 2021

Excellent service and bank

I never had any problems with the bank and it is very much what I wanted in a bank. Reviewed on: 13th April 2021

Technologically Unsurpassed

Show me a bank with a better app and I'll eat my hat. Didn't think so. Monzo has been a breath of fresh air in these trying, unprecedented times and I could not recommend it enough to all my friends and family – which of course I've already done. Reviewed on: 13th April 2021

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