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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Fantastic bank which actually tries to work for customers

5
Friendly and feature packed. Making the legacy banks panic by doing things which should be simple in a digital age. Absolutely love them. Reviewed on: 13th April 2021
Joe's avatar
Joe

Best bank

5
So easy, simple and quick. Can't fault it! Reviewed on: 13th April 2021
TGrace's avatar
TGrace

Superb

5
Has features other banks lack. Almost impossible to forget when a direct debit is due as it notifies you in advance. With the 'get paid early' feature I can sometimes get my wage on the Friday when it's due on the Monday after. Reviewed on: 13th April 2021
sterk16's avatar
sterk16

Always great with me

5
Very quick responsive, never ever have had a problem with them Reviewed on: 13th April 2021
Patrick 's avatar
Patrick

Best Bank

5
Best Bank, best aps, best costumer service Reviewed on: 13th April 2021
Rytis 's avatar
Rytis

Monzo has really helped me

5
Monzo has really helped me stay on top of my bills with organisation of pots. Great customer service too! Reviewed on: 13th April 2021
Nicole Burton's avatar
Nicole Burton

Fantastic service

5
The app is easy to use and very helpful for me managing my money. Whenever I have had to speak to the customer service team, they have been very friendly and efficient in resolving the problem. Reviewed on: 13th April 2021
Sarah Wood's avatar
Sarah Wood

Its just easy

5
Monzo takes all the normal faff from banking and leaves what is actually necessary. Reviewed on: 13th April 2021
Rita Moreira's avatar
Rita Moreira

Absolutely faultless banking!

5
I never thought I would be able to leave such a positive review for a bank. My previous experience of banks was full of frustration and irritation, not so with Monzo! I could not recommend this company enough!!! Switch now is my advice. Reviewed on: 13th April 2021
Lee Wise's avatar
Lee Wise

Life changing

4
I cannot say strongly enough how monzo and specifically their user friendly app has changed my life. I have changed from someone with large debt and couldn’t manage money to no debt and manage my money expertly. Thank you Monzo! Reviewed on: 13th April 2021
Rory Shiels's avatar
Rory Shiels

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