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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

A bank that focuses on helping you save and manage money

5
Monzo's use of pots to help you designate your money to goals or expenditures... plus the immediate updates of your transactions giving you clear transparency over your spending has changed how I manage my money, and has directly helped me to achieve my goal of buying my first house. It's a bank that seems to care more about helping you save and manage your money than buy selling you overdrafts, services and loans to keep you in the red. Reviewed on: 13th April 2021
Steve's avatar
Steve

Easy, fast, innovative

5
Shaking an outdated sector greatly in need of innovation. Monzo is how banking should be. Reviewed on: 13th April 2021
Piotr Kowalczyk's avatar
Piotr Kowalczyk

Banking for the modern age

5
It’s never been so easy to start saving, set budgets, plan holidays, split bills, manage direct debits and send and receive money. Hands down the best bank going. Would love to see some physical flagship branches pop up! Reviewed on: 13th April 2021
James's avatar
James

No nonsense.

5
Great bank, great app, great features. Above all, a simple, no nonsense bank. Reviewed on: 13th April 2021
M's avatar
M

So easy

5
Just the most user friendly and easy bank to use. Reviewed on: 13th April 2021
Edward's avatar
Edward

No 1 Bank

5
Monzo last customer service is second to none, and the ease of access to manage your accounts via the app is incredible. Reviewed on: 13th April 2021
MJ's avatar
MJ

Fab

5
Easy and clear to use. Modern. When I’ve needed help on the chat they’ve always been quick to respond. Love the features. Reviewed on: 13th April 2021
Paige's avatar
Paige

Excellent bank, never had an issue

5
It’s so quick and easy to use, the money round up pots are great :) best bank I’ve been with Reviewed on: 13th April 2021
annajowdh's avatar
annajowdh

Best Bank Ever!

5
I moved all my accounts over to Monzo recently after having Monzo for a few years just to use for daily spending. I could not recommend this bank enough, it is fantastic for seeing exactly what you are spending on what, budgeting, having money in various spending pots, and the overall look and feel of the app is 10 out of 10. I actually couldn’t wait to get rid of my old-fashioned, stodgy account with NatWest where you can’t even change the name of each account anymore, and the customer service is very poor. There is no way I’d ever change over to another bank now! Monzo feels like it’s built for their users, it’s fresh and colourful and so easy to use and understand. Monzo has really helped me with understanding and organising my finances, so a huge thank you for that! Reviewed on: 13th April 2021
Emily Georgina Watson's avatar
Emily Georgina Watson

Excellent bank

5
Great bank, from setting up your account to day to day use of the app it’s so easy to use Reviewed on: 13th April 2021
Mum2four's avatar
Mum2four

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