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Monzo: Current account reviews

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4.93
Based on 19,385 reviews, last reviewed 18th Apr 2026
105150% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is class. Monzo is class. So simple yet so effective. Reviewed on: 18th April 2026
Philip M's avatar
Philip M

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19385)

Outstanding

5
Monzo is the most easiest, sufficient bank! I have banked with Monzo for several years and recommended many friends & family who love it. Reviewed on: 13th April 2021
Ayse Mary's avatar
Ayse Mary

Best Bank

5
The most user friendly, modern app. Customer service is so good. It has changed the way I spend and save for the better. Id highly recommend Reviewed on: 13th April 2021
Naomi Grace's avatar
Naomi Grace

Ronseal

5
Does what it says on the tin. Reviewed on: 13th April 2021
Perry's avatar
Perry

I didn't realize a bank could be this good!

5
They've helped me with sensitive situations, sorted out weird questions, and been an easy bank to help save. Reviewed on: 13th April 2021
Hxnnxh303's avatar
Hxnnxh303

Best bank ever!!

5
Everything with Monzo is perfect!! The only thing I would like to be improved is being able to do a credit report with a simple account. If I could give more than 5 stars I would do!! Reviewed on: 13th April 2021
catiabaptista2001@icloud.com's avatar
[email protected]

Simple and Reliable

5
Monzo put the pleasure back in banking. Reviewed on: 13th April 2021
Andrew Snook's avatar
Andrew Snook

Real Time Banking

5
Having text alerts as soon as I’ve spent and immediate balance is amazing, for me Monzo were first to the line with this. Reviewed on: 13th April 2021
Natalie Grimston's avatar
Natalie Grimston

Best bank by far!

5
Great service and experience, the app is the best Reviewed on: 13th April 2021
Tim Spence's avatar
Tim Spence

Best banking experience

5
Monzo is by far the best bank I’ve used and, while there’s the odd thing I can’t do in the app (like cheque imaging) it’s so much easier to use than rivals such as Starling. Reviewed on: 13th April 2021
Will Scott's avatar
Will Scott

Great accessibility, features and support

5
Love how easy the app is to use and keep track. I feel my account is secure, instant payment notifications are reassuring. Great support on the few occassions I have needed it. It just works and it comes across that they understand the problems with bnaking and managing money and are working to solve them. Reviewed on: 13th April 2021
Sdo's avatar
Sdo

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