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Monzo: Current account reviews

4.93
Based on 19,385 reviews, last reviewed 18th Apr 2026
105150% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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0%
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1%

Latest highest rating:

5

Monzo is class. Monzo is class. So simple yet so effective. Reviewed on: 18th April 2026
Philip M's avatar
Philip M

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19385)

Great!

5
Such a great bank!! Wish I switched to you guys years earlier than I did! Reviewed on: 13th April 2021

Best Bank out there

5
The best bank out there. Great line of products and fantastic features like early salary payment. Reviewed on: 13th April 2021

Monzo is awesome bank!!!

5
Very innovated, easy to use, has great features, safe, customer service is very good and quick, great perks and additional benefits!! Reviewed on: 13th April 2021

Simple, smart banking

5
My experience with Monzo has been without issues or worries. A great, intuitive app, easy transfers and payments, clear visibility and instant notification of transactions are all reasons why I would highly recommend Monzo Reviewed on: 13th April 2021

Always had amazing service

5
Always there to help with any questions or queries, brilliant service Reviewed on: 13th April 2021

Excellent bank!

5
So many fantastic tools to help with budgeting etc, refunds are cleared so quick and easy to transfer funds especially if other family and friends have monzo too! Reviewed on: 13th April 2021

Best bank I have been with

5
Monzo flips things on its head, the most uswer freindly bank I have ever used, I now bank persoanlly and moved my business bank to them! High Street Banks are being left behind in this digital world! Reviewed on: 13th April 2021

Amazing

5
Have used Monzo. All the way from the beginning when it was mondo it’s such a easy bank to use . And now with pots it helps me budget so much easier . It has helped me pay off all of debts . As it helped me consolidate them Reviewed on: 13th April 2021

So easy to use

5
Have a bank app should work simple but has everything you need Reviewed on: 13th April 2021

Amazing

5
I was sick and tired of High Street banks I just wanted something simple loan behold Monzo, does exactly what I need And the staff have always been immensely helpful Reviewed on: 13th April 2021

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