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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

It's brilliant

5
I have enjoyed my account with Monzo.Best account I have ever had Reviewed on: 13th April 2021

So easy to manage money and accounts

5
Monzo has led the way in transparency and simplicity for its customers, in terms of the great functionality of the app. Being able to see all transactions, authorise spend in real time, freeze cards etc. has made taking control of my money and life so much easier. What once used to be painful with other banks has now become a joy. Reviewed on: 13th April 2021

Best Bank

5
Monzo has given me freedom and security over my savings and money like no other bank Reviewed on: 13th April 2021

Best bank

5
One of the best banks I've been with great around. Reviewed on: 13th April 2021

Awesome

5
I went full Monzo around 2 years ago and it's night and day in comparison to the high street banks I always delt with the past. Customer service, features and benefits all far outshine anything the legacy banks can offer. Reviewed on: 13th April 2021

Everything you need at your fingertips

5
All I need is available on the app. Great customer service too Reviewed on: 13th April 2021

Amazing bank

5
You should make an account with MONZO ASAP. Reviewed on: 13th April 2021

Hassle free banking

5
Great bank with good products and a hassle free app with loads of money management options. Couldn't be happier! Reviewed on: 13th April 2021

Fantastic Modern Bank

5
Actually keeping up with the modern era. Other banks seem archiac in comparison. Keep it up Monzo! Reviewed on: 13th April 2021

Simple yet genius

5
Absolute beauty of a bank! A simple and intelligently built app makes the experience unbeatable. The customer service is fantastic and there is always an agent available. I was part of the crowd funding at the beginning and I’m so happy I made the choice. Reviewed on: 13th April 2021

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