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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19384 reviews)

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4.93

Based on 19,384 reviews, last reviewed 18th Apr 2026

105100% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great service, great bank and their max add on is se... Great service, great bank and their max add on is second to none. Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19384)

Great

Had a fraudulent transaction was sorted as soon as they got my call the only thing I dont agree with is being charged to withdraw money Reviewed on: 13th April 2021

Top Bank

Best Bank with brilliant and very user friendly service and excellent app Reviewed on: 13th April 2021

Just Awesome!

Monza is really easy to use and gives me everything I want in a bank. Reviewed on: 13th April 2021

Nice and simple

Monzo is so easy to use. No mail, no spam, no hassle. Reviewed on: 13th April 2021

Best Bank Ever

I used to get absolutely screwed with the HBOS if I went overdrawn,never any warning just charged £15. Monzo let’s you know if you are going to be overdrawn and you can avoid charges. Brilliant Reviewed on: 13th April 2021

Fantastic bank

Early payments which have been very handy indeed. Separate bill pot so I can separate my bill money and forget about it leaving money I have left clear to me. Plus other pots to save for items. I tell everyone about Monzo. I highly recommended this bank. Reviewed on: 13th April 2021

Best bank I've had!

So many great free features that other banks charge for. Best looking cards aswell Reviewed on: 13th April 2021

Best money saver!!!!

So most banks are jumping on the bandwagon of telling you when and where you are spending your money. But monzo really helps with saving and splitting your money into pots so you can limit your spending. It's fantastic Reviewed on: 13th April 2021

Flawless

Making it so easy. Building for every customer, not just the financially literate. Reviewed on: 13th April 2021

Great!

Such a great bank!! Wish I switched to you guys years earlier than I did! Reviewed on: 13th April 2021

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