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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18029 reviews)

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4.92

Based on 18,029 reviews, last reviewed 20th Feb 2026

39600% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Referred 3 people already because It’s changed the w... Referred 3 people already because It’s changed the way I view money and manage my finances! Love Monzo! Reviewed on: 20th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18029)

Review of the Monzo, Current account:

I like it

Handy tools, friendly user interface. But sadly Monzo relies too much on their scripts and closing down genuine accounts too. That's why their reputation is not as good as Starling bank Reviewed on: 18th April 2021

Monzo has helped me save money and see exactly where...

Monzo has helped me save money and see exactly where my money is going I have enjoyed using and will continue to Reviewed on: 13th February 2026

My no1 bank

Easiest and best bank i have banked with in the process of closing other bank accounts and just using monzo, also a great place to invest and have full control over my pension. Have a credit card and find the 0%interest for 3 months a god send Reviewed on: 13th February 2026

Discovered Monzo by accident.

Discovered Monzo by accident...what a delight) Pots and savings are excellent way to save without even realising. Flex option is big help if money is tight at certain times. Love the whole set up and advice along the way...investments..pension...mortgage Reviewed on: 13th February 2026

After being scammed Monzo sorted it out, replaced my...

After being scammed Monzo sorted it out, replaced my card which arrived in 2 days, allowed me to unlock my app to make purchases as I was away on holiday at the time of the scam, and reimbursed the money almost immediately! On another occasion when goods purchased did not arrive, Monzo reimbursed me very quickly Reviewed on: 13th February 2026

Easy to navigate and customer service is fast and ef...

Easy to navigate and customer service is fast and efficient Reviewed on: 13th February 2026

Easy app

Easy app and ok interest. I pay for perks so get a slightly higher rate. The perks are worth it tho with the insurances Reviewed on: 13th February 2026

Everything just works and is incredibly easy to use.

Everything just works and is incredibly easy to use. The app is reliable and has a great user experience. Support is easy to access in the app too. Reviewed on: 13th February 2026

Best bank I’ve been with 5*

Best bank I’ve been with. Great benefits with the Monzo Max account. Very happy as I have all my insurance with one account at such a great price. Even the interest rate is very good. Reviewed on: 12th February 2026

Great for advice and guidance, quite new to products...

Great for advice and guidance, quite new to products so still learning Reviewed on: 12th February 2026

Very was to set up, th pot idea is brilliant also!

Very was to set up, th pot idea is brilliant also!! Reviewed on: 12th February 2026

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