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Monzo: Current Account reviews

4.92
Based on 15,563 reviews, last reviewed 6th Mar 2025
7622% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

I’ve been with Monzo for over 5 years and the custom... I’ve been with Monzo for over 5 years and the customer service has been exceptional. Reviewed on: 6th March 2025
Isa Bangura's avatar
Isa Bangura

Latest lowest rating:

2

Improvement needed in support Their support is going downhill lately. I still believe they can pull it back Reviewed on: 5th March 2025
Brian P's avatar
Brian P

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15563)

Review of the Monzo, Current Account:

Smooth banking.

4
Smooth banking. App a bit cluttered. Reviewed on: 3rd March 2025

Great place to save

5
Love using the pots to save for various things. Reviewed on: 27th February 2025

Modern Banking, Simplified

5
Monzo is a fantastic, user-friendly banking app. Real-time spending notifications and "pots" for saving are excellent. Easy setup, instant card freezing, and responsive customer service make it a top choice. While lacking physical branches, the app's convenience is unmatched. Highly recommended. Reviewed on: 26th February 2025

It's that good

5
You don't even need to call customer service, it's that good. The Max plan is great value too. Reviewed on: 26th February 2025

Banking exactly how it should be! Thank you Monzo

5
For every element of banking I have done with Monzo the service has been great. From moving money about, changing deposit amounts to raising fraud cases etc the team have been on hand to help me every step of the way Reviewed on: 26th February 2025

Modern bank

5
Monzo has an easy to use app, transactions come through instantly and I receive notifications for any payment going in or out which is great. Reviewed on: 26th February 2025

A quick and easy application process with clear info...

5
A quick and easy application process with clear information and instructions. Reviewed on: 26th February 2025

Great bank

5
The Monzo app is very easy to use with some great features. Excellent for using overseas as well. The ability to to save "round up" amounts into a separate savings account is excellent as well. Transactions are also extremely up to date, usually appearing instantaneously - handy for having an accurate balance Reviewed on: 26th February 2025

I find it easy to manage my account via the...

5
I find it easy to manage my account via the app Reviewed on: 26th February 2025

Smooth and easy to use app with all easy features...

5
Smooth and easy to use app with all easy features Reviewed on: 26th February 2025

Monzo money management made easy

5
Monzo just works - really painless to use, feels like money and with pots gaining interest I can put money aside for all the things that happen in a year. I can put money aside for holidays etc and know I can afford it. It has seriously helped me avoid getting into debt. Reviewed on: 26th February 2025

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