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Monzo: Current Account reviews

4.92
Based on 15,296 reviews, last reviewed 13th Feb 2025
2893% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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0%
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1%

Latest highest rating:

5

What else do you need from a bank? Never had any issues, plus always have options and offers for more than I'd expect a bank to do... What else is needed from a bank? Reviewed on: 13th February 2025
Edward R's avatar
Edward R

Latest lowest rating:

1

Nothing for customers on NI, coildnt care less, bad... Nothing for customers on NI, coildnt care less, bad bank that simply exploits the online gimick, virtual cards arent actual virtual cards like with re... Read more Reviewed on: 13th February 2025
Andrew C's avatar
Andrew C

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15296)

Review of the Monzo, Current Account:

Brilliant bank for budgeting

3
Really changed the way I budget and Monzo have helped me save a lot more than I used to. Innovative features like Get Paid Early, Bills Pots and other savings pots are so helpful. Brilliant bank! Reviewed on: 11th November 2019

Great service

5
I've opened several accounts with monzo now because I really like the perks scheme and I find it easy to categorise my spending, maximise my savings and send money to my friends. The split bill and shared tab feature is great and I get a great interest rate on my savings. Reviewed on: 9th February 2025

Customer service is brilliant.

5
Customer service is brilliant. Very supportive with the transfer of my pension. Under 16 account linked which is amazing for my little girl. Good cashback offers which change regularly. Brilliant saving incentive going this year. Reviewed on: 9th February 2025

Love Monzo

5
I love Monzo app, easy to navigate and am particularly enjoying their services, there is always something that helps in the app, great credit cards services, I will recommend it to family and friends as it just be easier to split bills with them and all. Reviewed on: 9th February 2025

Outstanding.

5
Outstanding. Made a mistake of switching to another bank to get £175 but soon regretted it and moved back to Monzo Reviewed on: 9th February 2025

My Experience with Monzo as a Newcomer to the UK

5
When my family and I arrived in the UK in 2022, Monzo was the first bank account we were able to open. The detailed weekly and monthly spending analysis has been incredibly helpful, breaking down our expenses in a clear and insightful way. The efficiency of the service, along with the variety of financial products offered, has even made me consider investment opportunities. Another highlight was being able to open an under-16 account for my daughter, which has been a great way to introduce her to financial management. Overall, our experience with Monzo has been fantastic, making our transition to the UK much smoother. Thank you! Reviewed on: 9th February 2025

Fantastic rates on savings and purchases overseas pl...

5
Fantastic rates on savings and purchases overseas plus at home easy to sign up transparent spending get reports before you even start thinking about what you spent at what rates the deferent savings types available and rates are at a very exceptional rate beats bothering with high street banks and the ability to withdraw in so many different ways is just a whole new game Reviewed on: 9th February 2025

This is the right way to do banking .

5
This is the right way to do banking . Kudos . Reviewed on: 9th February 2025

Excellent products and service, very innovative.

5
Excellent products and service, very innovative. Reviewed on: 9th February 2025

Excellent customer service and product offerings

5
Excellent customer service and product offerings Reviewed on: 9th February 2025

Superior bank to your normal streamline banks

5
The app is far superior to other banks giving more options to split your savings into different pots. Monzo also has the option for virtual cards for your pots making your online spending more secure. Reviewed on: 9th February 2025

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