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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank

5
Fast, easy to use app. Great features & top notch service! Reviewed on: 13th April 2021

Best Bank

5
Has changed the way I view finances for better! Great app and company. Reviewed on: 13th April 2021

Most user friendly bank

5
I’ve been using Monzo ever since it was in Beta. Back then, I couldn’t even have my salary transferred directly to that account so I had to create a direct debit every month from my other bank account to Monzo - it was just easier to use, more user friendly. I love Monzo with all my heart and I’ll never use another bank. Reviewed on: 13th April 2021

CHANGED MY LIFE

5
10/10 would recommend to everyone i know Reviewed on: 13th April 2021

Everything I need from a bank

5
Hassle free, logical and instantly available banking. A breath of fresh air Reviewed on: 13th April 2021

Life becomes easy with Monzo

5
In every aspect, Monzo tops it all!! Reviewed on: 13th April 2021

Could not ask for more

5
Easy to use, fantastic customer support, the future of banking Reviewed on: 13th April 2021

beary

5
easy to use i like it very good Reviewed on: 13th April 2021

Control over money

5
Monzo has given me the bank account that I needed to feel fully in control over my spending. So easy to use and very much the way forward. I have never looked back since changing to Monzo Reviewed on: 13th April 2021

Two steps ahead

5
Offers great value services for the future of finance. Has the best offerings and functionality outside of just a place to keep your money and is very slick and tech forward. Reviewed on: 13th April 2021

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