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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

27% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

GREAT BANK

Monzo is a great bank , push notifications for every transaction and pots for putting money aside from main balance and budgeting tools are all great features that alot of banking services don't provide and getting paid a day early is also a great feature what more is there to ask for Reviewed on: 13th April 2021

THE best bank!

This bank is a trailblazer. The mere fact that others banks copy, or emulate the way in which it functions is testimony to how good it is. Imitation is the highest form of flattery. Bravo Monzo, keep it up! Reviewed on: 13th April 2021

Great for money management

I absolutely love using Monzo. It helps me monitor my monthly sending easily. My whole family uses it! Reviewed on: 13th April 2021

Great and modern

A bank which has actually decided to break out of the norm, and create a current and modern digital experience that actually works. Could do with a web view, but we can't have everything in life! Reviewed on: 13th April 2021

Banking Upgraded

Monzo makes banking fun and easy. From instant updates when spending to drawing yoursalary the day before. Organising my money had become enjoyable rather than being a chore Reviewed on: 13th April 2021

Very fast and reliable

Monzo bank is one of the best app banks in the Uk, very fast and reliable. Reviewed on: 13th April 2021

Brilliant

Best bank ever. Gives even the hardest costumers a chance to bank Reviewed on: 13th April 2021

Best bank by far!!!

Monzo are quick, communicative and always reasonable Reviewed on: 13th April 2021

Best Bank

Chock full of great features, making it easier to save and spend sensibly. Effortless but also fun to use. Reviewed on: 13th April 2021

Easy and quick to use

Great experience, easy to use and the app is user friendly Reviewed on: 13th April 2021

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