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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19243 reviews)

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4.93

Based on 19,243 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Solid and dependable, just lacks rewards Monzo's app is solid and dependable — it just works, every time. Notifications, budgeting tools and the overall experience are excellent. The main dra... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19243)

The future of personal banking

Always great customer service and the app helps me to budget Reviewed on: 13th April 2021

Everything is easier with Monzo!!

They really make it easy for the customer - other banks would learn a thing or two! Reviewed on: 13th April 2021

Best new-ish Bank

Efficient, friendly, transparent. Great style of delivery Fast communication. Reviewed on: 13th April 2021

Theo monzo

Very good the is Bank beatefol isso Bank uk London Reviewed on: 13th April 2021

Ash

Everything you need from your bank ever earlier payment from work Reviewed on: 13th April 2021

So convenient

I love that we can move money around within the family in an instant, no one minds picking up the bill, knowing it will be sorted out on Monzo! Reviewed on: 13th April 2021

Perfect banking

Always quick reply to queries. App is easy to use. Was one of the first banks I use to introduce saving pots and automatically categorise my spending. Also brilliant to use when travelling, feel really secure using it. Also prevented fraud as my card had been stolen and they immediately blocked a number of contactless payments preventing more loss. Reviewed on: 13th April 2021

Easy, User-Friendly, Fun!

Monzo’s banking app is so easy to use and fun too! It makes managing my money so easy - I’m more aware of my spending and budgeting, and more likely to save too. Reviewed on: 13th April 2021

Spiffing

Lovely, beautiful, easy to use, easily accessible, revolutionary Reviewed on: 13th April 2021

Amazing

The best bank service I ever had This company is clear,smart and quick as all you need they support them costumers. Also the monzo app is easy to use and give a lot of chance to see how is going on your monthly balance. For me its perfect Reviewed on: 13th April 2021

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