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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Saved me

5
This bank changed my life and saved me from wanting to end my life due to debt. I now save! THANK YOU MONZO Reviewed on: 13th April 2021
annapearse1987@hotmail.co.uk's avatar
[email protected]

Best bank!

5
Easy to use works with my other accounts and the premium features are better than other banks Reviewed on: 13th April 2021
kieran_burlo@live.co.uk's avatar
[email protected]

If youre with any other bank youre loosing out

5
What can I say about Monzo apart from it’s perfect Reviewed on: 13th April 2021
Ukphiza's avatar
Ukphiza

The brilliant bank of pots!

5
Since switching to Monzo, I haven't been overdrawn once. This is something that constantly happened to me with previous banks as I'd forget that money was coming out or that certain bills are due. The "pots" aim able to sort my money into on payday make sure I never miss a bill and am always really clear on what money I have to spend. Customer service is 24/7 and aways helpful, even throughout the pandemic. Cannot recommend enough. Reviewed on: 13th April 2021
LeahPC's avatar
LeahPC

Monzo, what I need, now.

5
Monzo has to be the most intuitive and accessible bank around at the moment. All of its features are exactly what’s needed to access and manage my money the way that I want to. From saving automatically into a pot of choice, organising regular payments wherever I need them to go or just instant info about this or all my other “Neanderthal-like in comparison” accounts. Brilliant. Glad I discovered it. Reviewed on: 13th April 2021
Red Thunder's avatar
Red Thunder

Awesome

5
Best bank, easy to use, love the money notifications. Either when I’ve paid a bill or received money Reviewed on: 13th April 2021
Susanna adams 's avatar
Susanna adams

Outstanding banking service

5
I've recommended Monzo to everyone I meet. The customer service is always there where I need it. Always happy to help. Thank you M9nzo Reviewed on: 13th April 2021
Simon's avatar
Simon

Easy

5
So easy to set up and VERY user friendly! Reviewed on: 13th April 2021
Emma Worthington's avatar
Emma Worthington

The best, consistently

5
I would struggle to identify what Monzo does NOT do right - they're the best bank, and continuously work to keep that crown. Reviewed on: 13th April 2021
Gwen Gilet's avatar
Gwen Gilet

Monzo. Simple.

5
Simple to use, good UI and UX. Love the real time purchases Reviewed on: 13th April 2021
Jordan Kay's avatar
Jordan Kay

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