Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

View other Monzo products

4.85

Based on 19,407 reviews, last reviewed 26th May 2026

27% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Monzo is the best

Wouldn’t pick another bank. Left tan years ago and haven’t looked back since Reviewed on: 13th April 2021

Brilliant bank, spectacular service

Quick and easy to use, always quick and responsive support. Reviewed on: 13th April 2021

Cup of tea!

So easy and quick and available around the world! Reviewed on: 13th April 2021

Este cea mai buna banca

Este o banca foarte buna imi este d de folos oriunde asi merge Reviewed on: 13th April 2021

Best bank

No fees and international friendly Reviewed on: 13th April 2021

Finally a modern bank

I feel like Monzo was front line in a lot of features that are standard nowadays in online banking. Due to not having physical branches, they showed other banks that it is possible to trust customers without seeing them. This has created a revolution in how banks operate online. Reviewed on: 13th April 2021

Really good bank

Amazing customer service, amazing app and amazing bank Reviewed on: 13th April 2021

Monzo is amazing!

Monzo is the easiest bank to interact with on a day to day basis which makes it the best bank for modern life Reviewed on: 13th April 2021

Ease of Use

Easy to use and keep track of spending with card alerts both at home and abroad Reviewed on: 13th April 2021

Easy to use

I find Monzo so much convenient and easy to use... the customer care services are wonderful and friendly Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from Lloyds Bank 4.16 from 6 reviews
Everyday account
from NatWest 4.32 from 2138 reviews
123 Current Account (discontinued)
from Santander 4.10 from 1275 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1133 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub