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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17224 reviews)

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4.92

Based on 17,224 reviews, last reviewed 6th Dec 2025

200% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good bank in mobile application. Very good start ,good bank, good application in mobile. Reviewed on: 6th December 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17224)

Modern bank for a modern world

Sign up to a more traditional bank and you'll soon realise why Monzo rules for the modern world. Monzo's simple setup, easy to use app, and no hassle security makes it feel much like any other app. Which makes money management and understanding money easier. Balances are up to date, always, and budgeting is just a few clicks away, with regular nudges to keep you in-line. The future also looks strong, with a world of interconnected financial services, Monzo should build upon its data set and advise me where to invest more, where to spend less, and how to cut my bills. Get on board, it's going to be a fun ride. Reviewed on: 15th January 2020

Perfect and easy

Easy to use and does everything I need it to do Reviewed on: 14th January 2020

Easy to use app does almost everything you need

The App is much better than other banks that I have tried. You can do almost everything through the app. The support chat has been good when I've used it. New features are being regularly added and they listen to customers. Reviewed on: 14th January 2020

Changed everything!

Monzo has changed my financial life and it’s actually helped me no end! Money doesn’t stress me out anymore! It’s become a joy to bank! Reviewed on: 14th January 2020

Clean, tech-dominated, and will be the future of banking in this new decade!

More features than you can get your hands on or think of, built from the ground up, and you'll never wonder again where your last pay day went! Reviewed on: 14th January 2020

Love Monzo!

Monzo is like no other bank. It helps me watch my spending and it's reassuring to know they are always ahead of the game in new technology. I feel that my money is extremely safe with Monzo. Reviewed on: 14th January 2020

Top amd market leading

market leading and socially aware product blocking gambling spending from current accounts. our banks have followed Reviewed on: 14th January 2020

All around excellence

Not just a number. Useful features. Talk to you like an a human. Reviewed on: 14th January 2020

Great

Monzo is excellent bank and very handy. Reviewed on: 14th January 2020

Innovative and making daily money management easier

Cha-ching up pops the notification, in fact it buzzes on my wrist first. I know the transaction has gone through before the vendor does in most cases. I never thought notifications could be so powerful but seeing how much I spend each day, even small amounts, a coffee here, a KitKat there, soon comes to the fore when you get notified each time. It's just as well I can 'hide' money (automatically!) in Pots to do a little short term saving for holidays, or that new tattoo I want. From there, the rest of my budgetting has fallen into line and for the first time in YEARS I feel confident about where my money is, that I won't miss any bills, and that my debt is under control. Reviewed on: 14th January 2020

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