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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

27% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Life becomes easy with Monzo

In every aspect, Monzo tops it all!! Reviewed on: 13th April 2021

Could not ask for more

Easy to use, fantastic customer support, the future of banking Reviewed on: 13th April 2021

beary

easy to use i like it very good Reviewed on: 13th April 2021

Control over money

Monzo has given me the bank account that I needed to feel fully in control over my spending. So easy to use and very much the way forward. I have never looked back since changing to Monzo Reviewed on: 13th April 2021

Two steps ahead

Offers great value services for the future of finance. Has the best offerings and functionality outside of just a place to keep your money and is very slick and tech forward. Reviewed on: 13th April 2021

Brilliant

So easy to use, everything is clear, though if there is a problem (haven't had any Reviewed on: 13th April 2021

Best Bank Ever!!!

Easy to use, everything is so clear. Offer great products at great rates Reviewed on: 13th April 2021

Stress-free UK banking

I moved to the UK as an international student. It was so much simpler to get started with Monzo than with the major banks, without the fuss of needing to book in-branch appointments, etc., and the customer service team are super quick to deal with any issues. Reviewed on: 13th April 2021

Best bank by far

Best bank by far... It keeps up to date with modern times unlike other banks. Its budgeting and easy/visual pots makes it easy to see where all my money is. Everything is so simple and makes my life so much easier. Honestly the best bank by far. Reviewed on: 13th April 2021

Best Bank

Best banking experience I have ever had. Having your finances available at your fingertips save so much trouble. I got my girlfriend into Monzo too and managing our common finances is now a doddle with shared tabs! I can’t recommend it enough. Reviewed on: 13th April 2021

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