Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

View other Monzo products

4.85

Based on 19,407 reviews, last reviewed 26th May 2026

27% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Awesome

Best bank, easy to use, love the money notifications. Either when I’ve paid a bill or received money Reviewed on: 13th April 2021

Outstanding banking service

I've recommended Monzo to everyone I meet. The customer service is always there where I need it. Always happy to help. Thank you M9nzo Reviewed on: 13th April 2021

Easy

So easy to set up and VERY user friendly! Reviewed on: 13th April 2021

The best, consistently

I would struggle to identify what Monzo does NOT do right - they're the best bank, and continuously work to keep that crown. Reviewed on: 13th April 2021

Monzo. Simple.

Simple to use, good UI and UX. Love the real time purchases Reviewed on: 13th April 2021

Great bank

Fast, easy to use app. Great features & top notch service! Reviewed on: 13th April 2021

Best Bank

Has changed the way I view finances for better! Great app and company. Reviewed on: 13th April 2021

Most user friendly bank

I’ve been using Monzo ever since it was in Beta. Back then, I couldn’t even have my salary transferred directly to that account so I had to create a direct debit every month from my other bank account to Monzo - it was just easier to use, more user friendly. I love Monzo with all my heart and I’ll never use another bank. Reviewed on: 13th April 2021

CHANGED MY LIFE

10/10 would recommend to everyone i know Reviewed on: 13th April 2021

Everything I need from a bank

Hassle free, logical and instantly available banking. A breath of fresh air Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Norwich and Peterborough Building Society 3.77 from 8 reviews
Multi-Currency Debit Card
from iFAST Global Bank 4.63 from 74 reviews
Current Account
from Clydesdale Bank 3.92 from 61 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1133 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub