Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

View other Monzo products

4.85

Based on 19,407 reviews, last reviewed 26th May 2026

27% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Best online bank ever!

Everything goes smooth with it, fast transactions, logically built app system, super costumer service. Simply the best! Reviewed on: 13th April 2021

Perfect banking app

Easy use and excellent savkng pots Reviewed on: 13th April 2021

AMAZING BANK

I’ve never had any problems and if I ask for anything I get a reply straight away and it’s always been helpful . I moved to Monzo from Halifax and it’s the best thing I’ve ever done Reviewed on: 13th April 2021

Always there for you

Been a Monzo customer for almost 4 years now - always exceptional customer support, great app! Reviewed on: 13th April 2021

Great little bank love them

Great bank easy to use app and easy to contact when need then Reviewed on: 13th April 2021

Saved me

This bank changed my life and saved me from wanting to end my life due to debt. I now save! THANK YOU MONZO Reviewed on: 13th April 2021

Best bank!

Easy to use works with my other accounts and the premium features are better than other banks Reviewed on: 13th April 2021

If youre with any other bank youre loosing out

What can I say about Monzo apart from it’s perfect Reviewed on: 13th April 2021

The brilliant bank of pots!

Since switching to Monzo, I haven't been overdrawn once. This is something that constantly happened to me with previous banks as I'd forget that money was coming out or that certain bills are due. The "pots" aim able to sort my money into on payday make sure I never miss a bill and am always really clear on what money I have to spend. Customer service is 24/7 and aways helpful, even throughout the pandemic. Cannot recommend enough. Reviewed on: 13th April 2021

Monzo, what I need, now.

Monzo has to be the most intuitive and accessible bank around at the moment. All of its features are exactly what’s needed to access and manage my money the way that I want to. From saving automatically into a pot of choice, organising regular payments wherever I need them to go or just instant info about this or all my other “Neanderthal-like in comparison” accounts. Brilliant. Glad I discovered it. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from ICICI Bank 4.12 from 2 reviews
Current account
from Unizest 3.86 from 2 reviews
Black Current Account
from RBS 3.64 from 19 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1133 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub