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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19242 reviews)

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4.93

Based on 19,242 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very helpful The process was quick,simple and easy to understand. Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19242)

Great!

Keeps a good track of my money. Let’s me know what’s incoming and outgoing in advance so it’s not a surprise. Monthly reviews are great so you can see where you spend the most. Reviewed on: 13th April 2021

Making money management accessible for all

Takes the hassle out of managing my moment and gives me control to save Reviewed on: 13th April 2021

Modern bank for modern people

Monzo is exactly what I need from a bank, easy access on my phone, clear and understandable UI, pots and possibility to have joint account with my wife. 5/5 Reviewed on: 13th April 2021

Makes banking easy!

My life is easier knowing I can manage my money with Monzo Reviewed on: 13th April 2021

Excellent customer service

I had occasion to query a transaction and Monzo took swift action to hold my account and investigate. I was very impressed by that and the friendliness of the staff. Reviewed on: 13th April 2021

Simple and excellent

Easy to setup and use, rarely ever any problems and sorted quickly when they do happen, much better than any brick and mortar bank Reviewed on: 13th April 2021

Best bank and great features

I'm using Monzo as my primary account where salary comes in for over a year now and I love it. I had my account with other banks but none of them even compare to Monzo and feature set they offer. Reviewed on: 13th April 2021

Great app

Monzo pioneered app based banking and money management Reviewed on: 13th April 2021

Innovations that work

You can have ideas, but to be successful they need to translate to a great customer experience. Monzo has by and large done this. I seldom recommend a bank to friends but have done so for Monzo. I hope it continues to thrive. Reviewed on: 13th April 2021

Innovative and responsive

Super app; simple and smooth processes, swift responses from the customer service team. A pleasure to do business with. Reviewed on: 13th April 2021

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