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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Amazing

5
Would never bank with anyone else Reviewed on: 13th April 2021
craig's avatar
craig

Great bank

5
Love how easy it to set up pots, save and use the card out of country Reviewed on: 13th April 2021
Kim Ditlefsen 's avatar
Kim Ditlefsen

Best Bank

5
A bank that is there for its customers 24/7 is what you don’t see nowadays except for Monzo. Always up to date and giving the best service to its customers. More banks should be like Monzo. Reviewed on: 13th April 2021
Martin Fenwick's avatar
Martin Fenwick

Love it

5
Love the UI, onboarding was easy. Highly recommended Reviewed on: 13th April 2021
R's avatar
R

Easy as pie

5
Everything is easier and clearer than any “normal” bank with Monzo. It should be the norm. Reviewed on: 13th April 2021
Jonny's avatar
Jonny

Good service Good feel

5
I can do everything I need simply and quickly on my mobile. Banking has never been easier and quicker and security checks are throughout and quickly applied. Reviewed on: 13th April 2021
Jeanette Whte's avatar
Jeanette Whte

Excellent bank

5
Excellent bank really good security checks and financial safety Reviewed on: 13th April 2021
Marie's avatar
Marie

Leagues ahead of traditional banks and getting better all the time

5
I've been a Monzo user for years now and it continues to surprise me with how much better a banking experience can be. There are far too many great features to count (just take a look on their website), but I look forward to what else the Monzo team can create in the future. Reviewed on: 13th April 2021
Steven's avatar
Steven

Monzo makes banking accessable

5
Monzo is the bank of the future and makes money work for you. It is asthetically pleasing, if you have any issues responses are received quickly and the design makes everything as simple as it could be. Reviewed on: 13th April 2021
C Jam's avatar
C Jam

Fantastic bank, has everything you need

5
Monzo is fantastic, I have recommended them to all my family and friends and can now ping them money whenever! The loans are also super easy to manage and very reasonable! Reviewed on: 13th April 2021
Abbi's avatar
Abbi

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