Paid advertisement
Smart Money People Logo

Monzo: Current account reviews

4.85
Based on 19,407 reviews, last reviewed 26th May 2026
27% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026
Donna h's avatar
Donna h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19407)

Just easy and helpfull bank account

5
Always on maximum support team when I needed Reviewed on: 13th April 2021

The best bank

5
Easy to use, easy to save money, quick responses to issues and nice people Reviewed on: 13th April 2021

Best bank out there

5
Love the flexibility Monzo offers and how they demystify the world of banking Reviewed on: 13th April 2021

Best bank ever

5
I've been using Monzo since 2017. I love all its features! It helps with budgeting, and has made banking so easy. Reviewed on: 13th April 2021

Modern banking, done properly

5
Love the Monzo experience. No unnecessary features, just what I need with an amazing app! Reviewed on: 13th April 2021

Pots and Joint accounts

5
Organise your money into pots and the use of a joint account for everything has been the biggest benefits for us Reviewed on: 13th April 2021

Monzo is amazing

5
So easy to use. Fabulous features. Fantastic customer service Reviewed on: 13th April 2021

So convenient

5
Monzo just makes managing money so easy. You can sort it into pots, instantly transfer to friends and family, even use it abroad with no hassle! It's by far the easiest and most convenient banking solution for the modern world. Reviewed on: 13th April 2021

Most user friendly bank

5
Love the free version of the current account. Great features, user friendly and great support. Reviewed on: 13th April 2021

Good App

5
I never had Any problems with the bank Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3174 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 944 reviews
    Monzo
  • Investments

    from Monzo 4.86 from 1133 reviews
    Monzo
    View all products