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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17224 reviews)

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4.92

Based on 17,224 reviews, last reviewed 6th Dec 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good bank in mobile application. Very good start ,good bank, good application in mobile. Reviewed on: 6th December 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17224)

Best bank in the market

Monzo is fast and reliable, a true 21st century bank. Reviewed on: 16th January 2020

Simplified the banking experience

Makes everything simple and easy to manage. Being able to budget is great and so easy, for me as someone who naturally finds it difficult. Reviewed on: 16th January 2020

I loveeee it!

I have never thought of a bank as something I could feel so emotional about but here it is - I love Monzo! Everything from the community driven development, the pink card and the immediate feedback when I pay. Using Monzo has changed the way I manage my money and has definitely changed the way I feel about finance. Reviewed on: 16th January 2020

Fab!

The only bank that i feel like is actually on our side. Helped me work out a budget and get out of debt. Their customer service is unparalleled too. Reviewed on: 16th January 2020

Bank online bank account out there

Love Monzo! App set up is clean and functions very quickly. Move over First Direct, there’s a new brand in town! Reviewed on: 16th January 2020

Beats the high street rubbish

After years of bad experience with Nat west, Barcleys and more. Monzo has been a breath of fresh air. No long queuing waiting for one cashier! Monzo’s app is instant. Love them Reviewed on: 16th January 2020

Superb & Exciting.

Very clear with their goals, I feel encouraged to save and to be overall more organised with my finances and it's thanks to Monzo for that. There's something particularly exciting about Monzo. The brand, layout, service and the way they go about being so open about what they are trying to achieve. Reviewed on: 16th January 2020

Easiest and most trustworthy bank

I was with Royal Bank of Scotland, their app never told me if I was overdrawn when I was a student so I was stung by those charges and I felt that I couldn't trust to tell me what's what about banking, where I should put my money and monitor my savings. Monzo I trust, they are upfront about the charges and my spending so now I have a career its where I will put my money. Reviewed on: 16th January 2020

Best bank

I have nothing bad to say about Monzo. I actively recommend to everyone I know. Reviewed on: 16th January 2020

Great account and great app

Good back account with great features and mobile application. Control all you finances with it. Reviewed on: 16th January 2020

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