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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Makes banking so easy!

4
I’ve been with Monzo for a long while now, I have never once had a problem. Monzo is the easiest way to bank and the most hassle free, no more high street banking for me ever! Reviewed on: 13th April 2021
Liv's avatar
Liv

Simple to use

5
Great bank, customer service exceptional, user friendly app! Reviewed on: 13th April 2021
Suzy Hunt's avatar
Suzy Hunt

A break from the norm

5
This might not be accurate, but it seemed like Monzo were so progressive in their offering that other have started paying attention to what customers might actually want. Monzo's app is still much better than the competition, as well as being more user friendly. Reviewed on: 13th April 2021
Chris Twigg's avatar
Chris Twigg

Best online banking

5
I never had any problems with Monzo Reviewed on: 13th April 2021
Eduart Kola's avatar
Eduart Kola

Great quick service

4
Fast and efficient service that is always working and never down Reviewed on: 13th April 2021
Lee's avatar
Lee

Easy and convenient

5
Monzo is so easy to use. Separate your money to make spending and saving easier. Breakdowns on finances and savings pots make Monzo the best and most convenient bank for me! 10/10 Reviewed on: 13th April 2021
Paige's avatar
Paige

Leading Bank not just in the UK but the whole Europe

5
Outstanding bank! Super happy with their offerings. It is my only bank account now I use. Reviewed on: 13th April 2021
Georgi's avatar
Georgi

Great

5
Quick and easy to sign up for account, easy and intuitive app. New card sent out quick and love the option to have digital cards with the upgraded account. Decent perks and interest comparable with previous high st bank. Lots of opportunity to get involved with testing new features and early adoption Reviewed on: 13th April 2021
alana's avatar
alana

Fabulous

5
It is never ending love from the first sight Reviewed on: 13th April 2021
Anonymous's avatar
Anonymous

Amazing facilities

5
I have been banking with Monzo for a few years now and convinced friends and family to join as it’s amazing bank Reviewed on: 13th April 2021
Jay Kirk's avatar
Jay Kirk

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