Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19242 reviews)

View other Monzo products

4.93

Based on 19,242 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very helpful The process was quick,simple and easy to understand. Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19242)

Great card to use any where overseas

Best card to use overseas you pay the same as the locals Reviewed on: 13th April 2021

Intuitive tech makes banking better

Monzo has helped us with joint and individual budgeting with its app features. Signing up for the account could not have been easier and the speed of receiving the card to get started was astonishing for those of us used to the bureaucracy and substandard customer service dished out by the high street banks. A genuine game changer in the market. It’s notable that the high street banks are slowly adopting features from Monzo’s app into their own - they know they need to up their game to compete! Reviewed on: 13th April 2021

Excellent bank - great for foreign travel with the best App

I have been a Monzo customer for almost 3 years - best bank for ease of use and flexibility. If only all banks were this well organised. Reviewed on: 13th April 2021

Perfect bank

Setting up my bank account was superfast, I was able to create an account without proof of address issues. Totally recommended Reviewed on: 13th April 2021

best bank

i can clearly see where i spend and can accurately plan my money out Reviewed on: 13th April 2021

Best bank ever

The app is so user friendly and requires no human contact. Reviewed on: 13th April 2021

Easily best bank available

Always thought that moving away from a high Street bank would be scary! No I was wrong, slick service and easy to use app for all my needs. Reviewed on: 13th April 2021

Banking as it should be

Everything about Monzo is just about as perfect as a Bank could be. Very simple to use but full of great features. Always helpful. Reviewed on: 13th April 2021

Brilliant Bank!

Very helpful, still a few things to improve business banking wise but really easy system. Reviewed on: 13th April 2021

Perfect for me

My experience of Monzo has been seamless since I the beginning. The app has always well and the customer service is great. Many useful features within the app. No complaints about any aspect of their banking service Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Chase Bank 4.94 from 48950 reviews
Current Account
from Reliance Bank 4.00 from 1 reviews
Current Account
from ICICI Bank 5.00 from 2 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 932 reviews
Flex Purchase credit card
from Monzo 4.97 from 3121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub