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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Satisfied.

5
Never had problems, app easy to use, good and friendly customer service. Reviewed on: 13th April 2021

Great and easy

5
Monzo bank is really simple to use and such a great app as well. Byfar the best bank i have used. Having various pots is what made me join, it really helped me ensure that all my bills where paid and i knew exactly what i was left with each month. Reviewed on: 13th April 2021

Monzo is AMAZING

5
Monzo helps me save better, they have amazing customer service and I love how it helps you track your spending all in one app! I'm a big fan! Reviewed on: 13th April 2021

The best bank in UK!

5
Monzo is a phenomenal bank, the app is so easy to use, very efficient and straightforward. The notifications received, approval of certain payments etc... reiterate the usefulness and easy accessibility of the digital bank itself. Best of the best!!! Reviewed on: 13th April 2021

Such a great app

5
Very good banking app. Much easier, faster and more functional than the apps and processes used by the bigger banks. Reviewed on: 13th April 2021

Instant Results

5
Monzo allow me to manage and track my expenditure instantly. I buy something, instant notification. Money comes in, instant notification. Monzo is the bank of the modern day and other banks are sorely lagging behind Reviewed on: 13th April 2021

Fast and helpful

5
Everytime I need to query something, they answer quickly and are incredibly polite too. I work for another bank and I constantly deal with the mess that appalling customer service has. Monzo doesn’t fail anywhere for me and the fact that they trust people to manage their own accounts is brilliant. I always recommend Monzo and will continue to do so! Reviewed on: 13th April 2021

My review

5
Been using Monzo for a few years and it’s one of the best banks I’ve ever used, all the extra features not with your normal account and the customer services team are amazing! Reviewed on: 13th April 2021

Just the best

5
Such an easy to use app, always reliable and instant transactions Reviewed on: 13th April 2021

Modern and fresh

5
They never fail to offer the best, modern banking services. Reviewed on: 13th April 2021

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