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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

27% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Good service Good feel

I can do everything I need simply and quickly on my mobile. Banking has never been easier and quicker and security checks are throughout and quickly applied. Reviewed on: 13th April 2021

Excellent bank

Excellent bank really good security checks and financial safety Reviewed on: 13th April 2021

Leagues ahead of traditional banks and getting better all the time

I've been a Monzo user for years now and it continues to surprise me with how much better a banking experience can be. There are far too many great features to count (just take a look on their website), but I look forward to what else the Monzo team can create in the future. Reviewed on: 13th April 2021

Monzo makes banking accessable

Monzo is the bank of the future and makes money work for you. It is asthetically pleasing, if you have any issues responses are received quickly and the design makes everything as simple as it could be. Reviewed on: 13th April 2021

Fantastic bank, has everything you need

Monzo is fantastic, I have recommended them to all my family and friends and can now ping them money whenever! The loans are also super easy to manage and very reasonable! Reviewed on: 13th April 2021

Agile and innovative

Great customer service and brilliant app! Reviewed on: 13th April 2021

Best Bank in UK

Easy to navigate, straightforward user-friendly good customer service! Just love monzo ! Reviewed on: 13th April 2021

The Best Bank

I am not great with money. Monzo has been life changing for me. I can keep a close eye on my finances, save, use pots to put money aside. Payments show up straight away, and I have notice of direct debits. The best bank. Reviewed on: 13th April 2021

Monzo is great bank

I had good service from monzo for the last 3 years I really appreciated for the great suport Reviewed on: 13th April 2021

Hands down best bank

Great bank and a great app to keep track of your money. People who aren't on board yet are missing out!! Reviewed on: 13th April 2021

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