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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

27% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Easy and convenient

Monzo is so easy to use. Separate your money to make spending and saving easier. Breakdowns on finances and savings pots make Monzo the best and most convenient bank for me! 10/10 Reviewed on: 13th April 2021

Leading Bank not just in the UK but the whole Europe

Outstanding bank! Super happy with their offerings. It is my only bank account now I use. Reviewed on: 13th April 2021

Great

Quick and easy to sign up for account, easy and intuitive app. New card sent out quick and love the option to have digital cards with the upgraded account. Decent perks and interest comparable with previous high st bank. Lots of opportunity to get involved with testing new features and early adoption Reviewed on: 13th April 2021

Fabulous

It is never ending love from the first sight Reviewed on: 13th April 2021

Amazing facilities

I have been banking with Monzo for a few years now and convinced friends and family to join as it’s amazing bank Reviewed on: 13th April 2021

Amazing

Would never bank with anyone else Reviewed on: 13th April 2021

Great bank

Love how easy it to set up pots, save and use the card out of country Reviewed on: 13th April 2021

Best Bank

A bank that is there for its customers 24/7 is what you don’t see nowadays except for Monzo. Always up to date and giving the best service to its customers. More banks should be like Monzo. Reviewed on: 13th April 2021

Love it

Love the UI, onboarding was easy. Highly recommended Reviewed on: 13th April 2021

Easy as pie

Everything is easier and clearer than any “normal” bank with Monzo. It should be the norm. Reviewed on: 13th April 2021

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